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Remote Mortgage Underwriter I

Visio Lending

(remote)

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JOB DETAILS
SKILLS
Corporate Policies, Credit Analysis, Cross-Functional, Customer Experience, Customer Support/Service, Documentation, Documentation Review, Legal Standards, LexisNexis, Loan Documents, Loan Review, Loan Underwriting, Loans, Maintain Compliance, Microsoft Excel, Microsoft Word, Mortgage, Mortgage Lending, Process Improvement, Property Tax, Quality Control, Quality Management, Record Keeping, Regulations, Regulatory Requirements, Standard Operating Procedures (SOP), Systems Maintenance, Team Player, Time Management, Underwriting
POSTED
30+ days ago


The Opportunity

The Underwriter I is responsible for evaluating and analyzing loan documents to ensure compliance with company policies, investor guidelines, and regulatory requirements. This role focuses on reviewing lower-complexity documents while building expertise in credit analysis, risk assessment, and underwriting best practices. You will play an essential role in maintaining loan quality, supporting team workflows, and ensuring a seamless customer experience.


What You'll Do

  • Review and evaluate loan documents to determine borrower eligibility and identify potential fraud
  • Identify when a file deviates from standard requirements and escalate when needed
  • Complete underwriting tasks according to program requirements, internal guidelines, and legal/regulatory standards
  • Ensure loans follow investor and company policies, SOPs, and compliance rules
  • Maintain acceptable turnaround times and service-level expectations
  • Review corporate documentation for entity borrowers
  • Research property taxes to determine appropriate escrows
  • Review title commitments to ensure alignment with company and investor guidelines
  • Confirm all lending conditions are met prior to closing
  • Assist underwriters by responding to urgent or time-sensitive emails to manage workflow volume
  • Run QC tools (FraudGuard, LexisNexis, etc.) and update system records accurately
  • Provide excellent customer service throughout the underwriting process
  • Collaborate cross-functionally to support efficient workflows and process improvements
  • Completing other responsibilities and duties as assigned based on business needs 
  • Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, NC, SC, TX, UT
  • Work Schedule: Monday - Friday: 8:30 am - 5:30 pm CST
  • Salary Range: $29.80 - $40.04/hr (Non-Exempt/Hourly/Overtime Eligible)


What We Are Looking For:

  • 2+ years of experience in the mortgage industry with strong knowledge of Non-QM documentation
  • Solid manual underwriting skills
  • Tech-savvy, with the ability to learn and navigate multiple systems
  • Strong documentation review skills with the ability to spot discrepancies and ensure compliance
  • Proven ability to manage time-sensitive tasks and meet deadlines
  • Completion of all required training by designated timelines
  • Reliable, team-oriented, and proactive in a fast-paced environment
  • Proficiency in Microsoft Word and Excel
  • High School Diploma or GED required
  •  Internal Applicants: Must meet minimum qualifications and have no recent disciplinary actions


What We Prefer to Find:

  • Someone with experience with Non-QM Loans
  • Someone with experience with underwriting DSCR loans
  • Someone with an Associate and/or bachelor's degree in business or a related industry area major 
  • Someone with experience with Calyx Point and SalesForce

About the Company

V

Visio Lending