Property Adjuster Specialist Field - Fort Collins, CO

Position Summary
Our company is seeking a Field Property Adjuster Specialist to investigate, evaluate, negotiate, and resolve complex property insurance claims while ensuring regulatory compliance and delivering empathetic, member-focused service.
This role follows a virtual-first adjusting model, leveraging advanced estimating technology, while also performing in-field inspections within an assigned territory. A company vehicle is provided, with potential travel outside the local area and CAT deployments as needed.

Key Responsibilities

• Manage a caseload of complex property claims involving structural damage and potential legal liability.
• Conduct virtual and on-site inspections, prepare detailed estimates, and determine coverage and settlement values.
• Investigate losses, analyze policy provisions, identify SIU or subrogation opportunities, and ensure regulatory compliance.
• Negotiate settlements within authority limits and collaborate with leadership on higher-exposure claims.
• Maintain accurate, compliant claim documentation throughout the lifecycle.
• Act as a subject-matter resource for less experienced adjusters.
• Support CAT response, including on-call duties, travel, and extended work hours when required.

Required Qualifications

• High School Diploma or GED.
• Minimum 2 years of moderate-complexity property claims adjusting experience.
• Advanced estimating expertise using Xactimate or similar platforms.
• Hands-on experience managing high-severity property losses (fire, water, vandalism, collapse, etc.).
• Strong knowledge of residential construction, policy interpretation, and state regulations.
• Active adjuster license or ability to obtain within 90 days.
• Willingness to travel 50–75% of the year and support CAT events.

Preferred Qualifications

• Residential field adjusting experience including ALE.
• Additional estimating/virtual inspection tools (ClaimXperience, XactAnalysis).
• Insurance designations (AINS, CPCU, AIC, SCLA).