Product Owner (Financial Statements) - Digital Product Manager 4

Provide input to help Development and Data science teams finalize solution approach for user stories considering aspects like scalability, extensibility, performance etc. Seeking a dynamic and forward-thinking Generative AI Associate Product Manager/ Business Analyst to support a GEN AI Initiative within the Commercial Banking LOB.

Seeking a dynamic and forward-thinking Generative AI Associate Product Manager/ Business Analyst to support a GEN AI Initiative within the Commercial Banking LOB. This hybrid role blends analytical depth of a Business Analyst, the strategic thinking of a Product Manager, and the executional rigor of a Product Owner.

• Backlog Management
  • Assist product manager in maintaining the product backlog, prioritizing backlog with guidance from Product Manager
  • Breakdown prioritized features into functional and nonfunctional user stories for technology, and Data science teams
  • Identify all components required (UI, Backend, Gen AI) to implement a feature
  • Craft clear concise and actionable user stories for UI, Backend, API, Gen AI with defined acceptance criteria and Definition of Done

• Product execution and delivery
  • Groom user stories with Development team and ensure Development team has clear understanding of the acceptance criteria
  • Understand team s capacity/velocity and story sizing
  • Participate in Sprint Planning meetings, provide input on user stories that must be prioritized by technology team and provide input in defining sprint goals
  • Partner with UI/UX team to design UI/UX considering all key aspects of UI development
  • Identify dependencies across multiple teams and work with teams to prioritize stories with all dependent teams
  • Provide input to help Development and Data science teams finalize solution approach for user stories considering aspects like scalability, extensibility, performance etc.
  • Complete PO validation of user stories
  • Coordinate with QA to ensure coverage of critical scenarios
  • Drive testing and defect management/prioritization

• Stakeholder Engagement
  • Facilitate communication between stakeholders as needed to remove impediments, communicate progress of sprint, highlight risks, issues dependencies etc
  • Documenting meeting notes and action items from cross functional meetings
  • Maintain centralized document repository for Project artifacts that can be accessed by all key stakeholders

• Requirements
  • GenAI experience is a must have.
  • Detail oriented and highly organized
  • Logical understanding of how the system functionality interacts or changes
  • Ability to translate complex features into user stories
  • Strong analytical and business skills
  • Experience in software development, business analysis, data analysis, software testing cycle.
  • Experience managing backlog and Backlog management tools
  • Good understanding of web application, API development, Application performance, UI/UX development
  • Experience using JIRA, Figma
  • SQL experience
  • Understanding of financial statements
  • Knowledge of banking workflows
  • Ability to ask the right business questions during story grooming
  • Experience reviewing credit agreements

Must Haves:

• Solid understanding of commercial lending & credit lifecycle, from origination to underwriting and loan operations
• Ability to interpret financial statements include income statements, balance sheets, and cash flow statements
• Familiarity with credit concepts such as probability of default, borrower risk rating, exposure, borrower and guarantor structure
• Understanding of deal-level data granularity related to facilities, pricing, covenants, and hierarchies
• Experience with data traceability from documents to systems and regulatory reporting
• Exposure to credit tools such as Optimist, nCino, PrecisionLender
• Experience with data quality / reconciliation / controls

Nice to Have:

• Background in document extraction or GenAI-based mapping -Nice to have