Product Manager

About Us

Rho is the modern banking platform built for startups. Open accounts in minutes, issue cards, manage expenses, pay bills, and close the books - all in one connected platform backed by real human support.

The Role

Rho is hiring Product Managers, but what we truly seek are GMs/Product CEOs. Youll own a meaningful surface of the platform end-to-end - close enough to the work and close enough to the customer that your judgment is earned, not inherited from a roadmap. Youll know what founders need before they ask, because youve built the intuition that comes from proximity, not process.

How products get built is fundamentally changing. AI is collapsing the line between thinking about something and making it real. The best PMs right now arent just writing specs - theyre prototyping with frontier models, testing ideas the same afternoon they have them, and building product that couldnt have existed a year ago. If thats already how you work, keep reading.

Rho is rebuilding the finance stack for the innovation economy. What happens next depends on the quality of our decisions and the speed at which we make them. The PMs we hire are how we get there.

What Youll Do

Operate like a founder. Your surface is your company: its metrics are your P&L, its problems are yours whether or not theyre in your job description. Nobody assigns founders their work. Default to motion - ship the scrappy version, learn, ship again, and unblock yourself instead of waiting. The surfaces you touch move faster because youre on them.

And build for them. Develop a deep, almost unfair understanding of how early-stage companies think about money, time, and risk. Design for the workflow they dont know they want yet - the desire path, not the paved one.

Own a problem space, not a problem. Not a feature, not a ticket queue - a living territory of customer problems that shift and collide. Frame the ones that matter, sharpen the hypothesis, define success before you build, and see it through to landing in a founders hands. The map will change under you; redraw it and keep moving.

Decide what matters most - and re-decide when the facts change. Make deliberate calls about what to do now, next, and never. Hold them loosely: when the evidence says pivot, you pivot without ego. A PM who cant say no is just a project manager with better slides.

Work at the frontier. AI is your leverage in both directions: it 10xs how you work - more ideas tested, more prototypes built, more customer insight absorbed, more shipped - and it expands what you can build, product experiences that werent possible twelve months ago. Youre expected to find both. When a new capability drops, youre the one asking what it unlocks for our customers.

Get in the weeds. Youre prototyping, pressure-testing, and iterating alongside design and engineering - with opinions about the details. Bring people along while youre there: partner deeply across Engineering, Design, Operations, GTM, and leadership, and communicate the why so well the team could make your calls without you in the room.

Who You Are

• You have 3+ years of product management or equivalent experience in a fast-paced, high-growth environment - and youve shipped work youre proud to put your name on.

• You have frontier fluency. You work with AI daily - prototyping, analyzing, drafting, automating - and you can point to something you shipped or changed because a new capability made it possible. Not theorizing; doing.

• You have taste. You hold your own view of what good looks like, obsess over the details, and know that in a banking product, every interaction carries trust.

• You have discovery rigor. You can articulate the problem, the hypothesis, and how youll know it worked before youve written a spec.

• You build. Youre not above opening a prototype, sketching a flow, or pulling the data yourself.

• You think like a founder. Youve been one, worked next to one, or operated like one - you take ownership past the edges of your role, and you pull things over the line that would die in someone elses backlog.

• Youre at home in ambiguity. You make calls on incomplete information and treat a pivot as new information, not a setback. Plans change; youre the steady one when they do.

• You bring people with you. You build trust quickly, communicate proactively, and can align a room even when the answer is no.

• You crave a team that pushes you - smart, ambitious people who make the work fun and help you grow faster than you thought possible.

Our people are our most valuable asset. Our target compensation range for this role is $165,000 - $320,000. Compensation will be determined by leveling and performance throughout the interview process. In addition to base pay, Rho offers equity, comprehensive healthcare benefits, and paid time off.