| Location | Saint Petersburg, FL |
Product Analyst, P&C Pricing (Hybrid) -St. Petersburg, FL
FinTrust Connect has partnered with a well-capitalized commercial property and casualty insurer in St. Petersburg, FL to identify a Product Analyst for its underwriting and product team. This role is a strong fit for pricing, actuarial or underwriting analysts who want their work to drive real pricing, product and growth decisions.
Why this opportunity?
Impact: Your analysis feeds directly into pricing, product strategy, growth and reinsurance decisions, with visibility to leadership.
Workplace: Hybrid. In office Monday through Wednesday in downtown St. Petersburg, remote Thursday and Friday.
Function: Support commercial lines pricing and product strategy through portfolio analysis, rate and competitor research, forecasting and statistical modeling.
Requirements:
Experience with P&C insurance premium and loss data in pricing, rate analysis, filings, underwriting analytics or a closely related area
Hands-on SQL plus R or Python
Experience turning large datasets into clear business recommendations and presenting them to technical and non-technical audiences
Working knowledge of financial forecasting and projections
Master's degree in Finance, Business Analytics, Risk Management or a related field with 3+ years of relevant experience, or a Bachelor's degree with 5+ years
Preferred:
Multivariate or generalized linear modeling (GLM)
Advanced Excel with VBA; Power BI or Tableau
Machine learning
Catastrophe modeling or reinsurance analysis
Commercial lines experience (BOP, commercial property, general liability)
Description:
Analyze premium, loss and underwriting data on calendar, accident and policy year bases to identify trends and performance drivers
Prepare rate comparisons and analysis that support pricing and product updates
Monitor competitor rate filings and market activity and summarize the changes that matter
Build premium forecasts and track the results of business initiatives after launch
Apply statistical methods to underwriting and portfolio data to support profitable growth
Contribute to catastrophe and reinsurance analysis
Partner with Product Management and IT to document business rules and test system changes
Review internal and external analysis for accuracy and consistency, and present findings to underwriting, product, sales and leadership