Principal Consumer Credit Examiner - Anticipated Vacancy

The Maine Bureau of Consumer Credit Protection is seeking a Principal Consumer Credit Examiner - Mortgage Specialist to play a key role in protecting the public by examining mortgage servicers and originators for violations of applicable laws. No matter where you work across Maine state government, you find employees who embody our state motto-"Dirigo" or "I lead"-as they provide essential services to Mainers every day.

If you are a current State of Maine employee, please submit your application through the internal application process using the Find Jobs report in PRISM. Seasonal employees who do not have PRISM access should apply through the State's career page and indicate on the application that they have previously worked for the State.
.

Department of Professional and Financial Regulation

Job Class Code: 0462
Grade: 27 (Supervisory)
Salary: $61,942.40 - $ 87,464.00/Annually

Location: Gardiner, ME

Opening Date: July 17, 2026

Closing Date: July 31, 2026

Make a difference in public safety and professional accountability across Maine.

The Maine Bureau of Consumer Credit Protection is seeking a Principal Consumer Credit Examiner - Mortgage Specialist to play a key role in protecting the public by examining mortgage servicers and originators for violations of applicable laws. If you enjoy complex work, and bringing enforcement actions this role offers meaningful impact and variety every day. In this position, you'll help ensure that consumers who borrow money to buy a home and other consumer goods are treated fairly. As a Principal Examiner, you will provide supervision and training to consumer credit examiners.

Your responsibilities will include:

• Conducting examinations of mortgage lenders and servicers.
• Training and supervising staff in the conduct of examinations of lenders, including meeting with company representatives, drafting examination reports and conducting exit interviews
• Identifying violations of applicable laws and bringing appropriate cases to the Attorney General's office for possible legal action.
• Interpreting statutes and recommending amendments where needed.
• Ensuring compliance with state laws, rules, confidentiality standards, and information security policies.

The successful candidate will be detail-oriented and comfortable working in a regulatory environment. In addition, they will have:

• Experience creating and following examination procedures
• Knowledge of Maine laws governing mortgage lending, and mortgage servicing.
• Strong organizational skills and advanced written and verbal communication abilities.
• The ability to analyze financial statements.
• Comfort learning and using multiple computer systems and applications to support financial and regulatory auditing.
• Ability to teach and supervise examiners

Minimum qualifications

Four (4) years experience in the examination of consumer credit institution policies and practices and a Bachelors Degree in Business Administration, Accounting, or related field. Comparable work experience may be substituted for educational requirements on a year-for-year basis.

Preferred qualifications

Preference will be given to candidates who demonstrate:

• Experience in administrative enforcement actions.
• Experience with cyber security, crypto currency or fintech companies
• Audit or examination experience

If you're motivated by public service, enjoy variety in your work, and want to contribute to systems that keep Maine residents safe, we encourage you to apply.

Please contact Lorna Getchell, Deputy Superintendent with any questions about the job posting at Lorna.j.getchell@maine.gov.

Benefits of working for the State of Maine:

No matter where you work across Maine state government, you find employees who embody our state motto-"Dirigo" or "I lead"-as they provide essential services to Mainers every day. We believe in supporting our workforce's health and wellbeing with a valuable total compensation package, including:

• Work-Life Fit - Rest is essential. Take time for yourself using 13 paid holidays, 12 days of sick leave, and 3+ weeks of vacation leave annually. Vacation leave accrual increases with years of service, and overtime-exempt employees receive personal leave.
  
• Health Insurance Coverage - The State of Maine pays 85%-95% of employee-only premiums ($11,196.96 - $12,514.32 annual value), depending on salary. Use this chart to find the premium costs for you and your family, including the percentage of dependent coverage paid by the State.
  
• Dental Insurance - The State of Maine pays 100% of employee-only dental premiums ($387.92 annual value).
  
• Retirement Plan - The State contributes the equivalent of 14.11% of the employee's pay towards the Maine Public Employees Retirement System (M