Payments Business Analyst

Payments Business Analyst

We are seeking a Payments Business Analyst with deep domain expertise across payments processing, clearing & settlement, and digital payments ecosystems. The candidate will act as a bridge between business stakeholders and technology teams, driving requirements, solution design, and delivery across payment platforms.

Must Have Technical/Functional Skills

1. Business & Functional Analysis

• Gather, analyze, and document business requirements for payments initiatives
• Translate business needs into clear functional specifications and user stories
• Conduct gap analysis between existing and proposed payment systems
• Create BRDs, FRDs, use cases, process flows, and functional specs

2. Payments Domain Expertise

• Work across key payments areas:

o Wire Payments (SWIFT, Fedwire, CHAPS)

o ACH / SEPA

o Real-Time Payments (RTP) / Faster Payments

o Cards & Merchant Payments

• Understand end-to-end payment lifecycle:

o Initiation Validation Clearing Settlement Reconciliation

Domain Skills

• Strong experience in Payments (mandatory)
• Knowledge of:

o ISO 20022

o SWIFT messaging (MT/MX)

o Payment hubs / core banking systems

Salary Range- $90,000-$130,000 a year

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