Accounting, Accounting Close, Administrative Skills, Auditing, Commercial Loans, Commercial Property Loans, Construction, Continuous Improvement, Customer Relations, Database Administration, Dental Insurance, Detail Oriented, Disability Insurance, Documentation, Fannie Mae (FNMA), Federal Housing Administration (FHA), Federal Laws and Regulations, Finance, Flexible Spending Accounts, Funding, Interpersonal Skills, Loan Closing, Loan Policy, Loan Structuring, Microsoft Excel, Microsoft Office, Mortgage, Multitasking, Organizational Skills, Post Closing, Presentation/Verbal Skills, Problem Solving Skills, Process Improvement, Regulations, Reporting Skills, Retail, Sales Closing Skills, Vision Plan, Writing Skills
ABOUT THE ROLE
CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender headquartered in Plano, TX, is seeking a Mortgage Closer/Funder to help grow our Closing Department. This in-person role is in our Plano, TX office. The Mortgage Closer/Funder collaborates with essential internal departments as well as external title companies and attorneys. You will facilitate the closing process by delivering complete and accurate closing packages. This also includes completing the funding process and approving critical funding documents. You will work closely with Post-closing and Construction departments as necessary to resolve any issues. You will assist in contributing to the continuous improvement of processes with a focus on our borrowers and retail partners.
ESSENTIAL DUTIES & RESPONSIBILITIES
- Clear conditions to close and fund, while multitasking loan closing questions
- Review and update closing documents as needed in a loan closing package
- Awareness of Change in Circumstance requirements, TRID, and Closing Disclosure (CD) preparation
- Balance Closing Disclosures with the title company
- Strong knowledge of investor loan closing requirements (FHA, Fannie Mae, Non-Conforming Land/Home)
- Coordinate with the accounting department to transfer funds to the title company for funding
- Audit final executed documentation prior to funding
- Strong in structuring loans (purchase vs refinance) to comply with lending practices and federal regulations
- Review, index and audit closing documents
- Perform recording fee audit, and obtain refunds from title company when applicable
- Strong knowledge of right of rescission requirements
- Maintain a positive experience for internal and external clients as primary point of contact for closing and funding
- Learn the post-closing responsibilities as closing allows in order to collect what is needed for post closer
- Learn the construction admin responsibilities as closing allows to know what steps come after closing the loan
- Strong attention to detail and accuracy maintaining service level commitments
- Perform administrative, database administration and preparation of reports as required
- Perform other related duties as required and assigned
POSITION REQUIREMENTS, CAPABILITIES, & SKILLS:
- Excellent written, verbal, and organizational skills, with the ability to multi-task
- Strong research and critical thinking skills
- Good problem-solving and decision-making skills
- Strong interpersonal skills and ability to work well with a wide range of people
- Ability to read and interpret published rules and regulations
- Self-starter with strong organizational skills
- Self-motivated with ability to work independently
- Understanding of maintaining the confidentiality of non-public information needed to perform duties
- Ability to multi-task; must be detail oriented
MINIMUM QUALIFICATIONS
- Bachelors degree required, in Finance, Accounting, or Business
- Strong understanding of Microsoft Office Suite, specifically Excel
WE OFFER
- Competitive Salary
- Medical/Dental/Vision Insurance
- Paid Holidays
- 401K Match
- Generous PTO
- FSA/HSA Plans
- Life /Disability/Accidental Insurance and much more!
Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time. Local candidates only - relocation not available.
Disclaimer: The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.
Cavco Industries and CountryPlace Mortgage are committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.