Description
The Mortgage Auditor Underwriter requires the ability to review loans with an eye for detail in order to validate the accuracy of the loan information and ensuring that Agency/Investor guidelines have been met. Auditors are expected to review multiple files containing numerous loan documents and conditions while working with numerous lenders to perfect a loan for purchase by the end investor.
Location: This position is based in our Draper UT office. Position will allow for a hybrid 2 days in-office schedule after training.
Benefits: Full Time benefits eligible including Medical, Dental, Vision, Time Off, Wellness Program, Retirement, and more.
Responsibilities
- Perform a thorough review of the loan file, determine any discrepancies throughout the loan documents and accurately report discrepancies in a client-ready fashion
- Analyze all income types including; self-employed, personal and business tax returns
- Accurately complete checklists, answering all questions completely
- Maintains current knowledge regarding underwriting, process, and regulatory changes and agency guidelines as they relate to the quality control audit function
Requirements
- Possess exemplary customer service with strong written and verbal communication skills
- Knowledge of guidelines for FNMA, FHLMC, FHA, VA, and USDA
- Ability to work both in a team-oriented environment as well as an individually
- Detail-oriented, with strong organizational, auditing, and analytical skills
- Demonstrate ability to independently problem-solve with minimal supervision
- Must have a minimum of 2+ years mortgage Underwriting experience
Employment is contingent upon completing and passing a background check and drug test. MetaSource is an equal opportunity employer.