Loan Specialist I

Title

Loan Specialist I

EOE Statement United Bank is an Affirmative Action and Equal Opportunity employer. We consider all qualified applicants without regard to race, color, religious beliefs, sex (including pregnancy), sexual orientation, gender, gender identity, marital status, age, physical or mental disability, genetic information, status as a protected or disabled veteran, national origin, or any other protected characteristic as required by applicable federal, state or local law. About the Organization United Bank is a growing $1.4 billion community bank operating 24 locations in Southwest Alabama and Northwest Florida that is proud to be a certified Community Development Financial Institution. We offer competitive salary and an exceptional benefit package including BCBS medical, dental, vision, 401k with company match up to 5 1/2%, profit sharing, annual bonus opportunity, and more! Category Clerical Description

To be considered for this position, please complete the online employment application for this position (Apply Now) AND complete the workplace assessment here: https://assessment.predictiveindex.com/bo/6Y0D/LoanSpecialist_Jul2026_215138

JOB FUNCTION / SUMMARY:

The Loan Specialist I is responsible for processing consumer and commercial loan requests while ensuring accuracy, completeness, and compliance with bank policies and regulatory requirements. This position coordinates with lenders and lender assistants to ensure files are processing timely and prepares loan-related reports. The Loan Specialist plays a key role in maintaining efficient loan operations and ensuring the integrity of loan documentation.

PRIMARY DUTIES & RESPONSIBILITIES:

• Process consumer and commercial loan files ensuring accuracy and compliance with bank policies, procedures and regulatory requirements
• Prepare and process adverse actions and withdrawal packages for consumer, commercial, and mortgage loan requests
• Assist with audits, examinations, and quality control reviews by providing requested documentation
• Creation/completion of various loan reports
• Communicating with Lenders via email/phone in a timely manner
• Any other duties as assigned by Management.

Position Requirements

MINIMUM REQUIRED EDUCATION, EXPERIENCE & SKILLS:

• 1+ years of clerical and/or banking experience
• Exceptional computer and technology skills including Microsoft Office with a heavy concentration in Excel
• Exceptional written and verbal communications skills
• Strong attention to detail and accuracy
• Strong organizational and time management skills
• Strong mathematical aptitude, with ability to analyze and reconcile accounts
• High School Diploma or equivalent

PREFERRED EDUCATION, EXPERIENCE & SKILLS:

• Bachelor's or Associate's degree with a concentration in Business, Accounting, or Finance
• Prior loan operations experience

ESSENTIAL KNOWLEDGE, MENTAL & PHYSICAL REQUIREMENTS:

• Excellent communication skills.
• Ability to manage time and competing priorities in a fast-paced environment.
• Strong interpersonal skills with the ability to interact with all levels of an organization.
• Collaborative professional skills that lead to a collegial and partnered approach to meeting objectives.
• High motivation with ability to successfully meet individual and team goals while maintaining individual performance over the long term.
• Adaptability and flexibility.
• The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to speak or hear, stand, or sit for long periods of time, open filing cabinets, walk, stoop or bend, use hands to handle or feel and reach with hands and arms. The employee must frequently lift and/or move up to ten pounds, occasionally lift and/or move up to 25 pounds and complete tasks requiring manual dexterity.

Full-Time/Part-Time Full-Time Minimum Education High School Diploma or equivalent Position Loan Specialist I Exempt/Non-Exempt Non-Exempt Req Number CLE-26-00020 Location Atmore

This position is currently accepting applications.

Apply Now