Loan Officer

This role supports sales initiatives, processes and closes loans, cross-sells financial products, and ensures loan documentation accuracy. Build strong member relationships by identifying needs, cross-selling relevant financial products and services, and promoting lending solutions.

Client Overview:
Our client, a respected financial institution focused on empowering individuals and businesses through accessible lending solutions. They are looking for a Loan Officer to focus on consumer loans.

Salary/Hourly Rate:
$30/hr

Position Overview:
The Loan Officer will serve members in all lending aspects, from the initial interview at application through final loan disbursement. This role supports sales initiatives, processes and closes loans, cross-sells financial products, and ensures loan documentation accuracy. The position requires strong customer service skills and attention to detail.

Responsibilities of the Loan Officer:

• Interview members and guide them through the loan application process, ensuring all required information and documentation is collected and complete.
• Analyze credit, income, assets, and collateral to identify lending solutions that support members' financial goals and improve their overall financial wellness.
• Conduct credit reviews, evaluate financial information, and recommend appropriate loan products and debt management solutions.
• Process, underwrite, approve within authority limits, and close consumer and mortgage loans in accordance with established policies and regulatory requirements.
• Communicate loan decisions to applicants and prepare all required loan documentation for timely and accurate loan closings.
• Build strong member relationships by identifying needs, cross-selling relevant financial products and services, and promoting lending solutions.
• Perform outbound outreach to prospective and existing members, present loan options, and guide applicants from initial inquiry through funding.
• Maintain knowledge of lending regulations, compliance requirements, products, services, and industry best practices while supporting departmental operations and administrative needs.

Required Experience/Skills for the Loan Officer:

• Minimum of four years of experience in lending, consumer loans, and loan underwriting.
• Strong communication and interpersonal skills with the ability to build relationships and provide exceptional member service.
• Excellent analytical, problem-solving, and decision-making abilities.
• Detail-oriented with strong organizational and time management skills in a fast-paced environment.
• Proficiency with loan processing systems, financial software, and Microsoft Office applications.
• Knowledge of lending regulations, compliance requirements, and financial institution operations.
• Ability to manage multiple priorities, work independently, and exercise sound judgment under pressure.
• Previous leadership or supervisory experience in loan processing or lending operations preferred.

Education Requirements:

• Bachelor's degree required, along with a minimum of four years of lending and loan underwriting experience.

Benefits:

• Atrium Care Package available, upon eligibility (including healthcare plans, discount programs, and paid time off).

Job Wrapping ID: #LI-AJ3

About Atrium:What you do matters. Guided by our Applicant-Centric™ approach, we foster an environment of collaboration, high performance, and innovation where your talents are valued, and your achievements are celebrated. Join us and become part of an inclusive team committed to your growth and success. By applying to this job, you agree to receive calls, AI-generated calls, text messages, and/or emails from Atrium and its affiliates, and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to opt out on any message you receive. For more details, please review our Terms of Use and Privacy Policy . As a woman-owned firm, we value diversity. We are an equal opportunity and affirmative action employer and will consider all applications without regard to race, sex (including gender, pregnancy, sexual orientation and gender identity), age, color, religion or creed, national origin or ancestry, veteran status, disability (physical or mental), genetic information, citizenship or any other characteristic protected by law. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Candidates who apply for roles through the Atrium website will be added to our candidate pool and may be considered for additional roles of a similar title. Please contact us to request an accommodation.
EOE/M/F/D/V/SO

Position ID: 411027