Loan Officer

Applications will be accepted through 11:59 PM MST on the posting end date.

Important Guidelines: Applicant resumes must demonstrate how they meet the MINIMUM QUALIFICATIONS listed in the job announcement.

Selection Process: Resumes will be screened based on the criteria outlined in this announcement. A select number of candidates who have demonstrated that they meet the MINIMUM QUALIFICATIONS of the position and have the most relevant qualifications may be given the opportunity to be interviewed.

The Idaho Soil and Water Conservation Commission (SWCC) may conduct verification of the information provided in your application, including validation of driver's license status, education, employment, and criminal history. Omission and/or falsification of information provided in your application will result in your removal from consideration for employment, appointment, or promotion.

The Idaho Soil and Water Conservation Commission (SWCC) has an exciting opportunity for a professional who wants to impact conservation in Idaho.

SWCC is filling a vacancy for a Loan Officer in our Boise, Idaho office. The Loan Officer guides applicants through the agency's conservation loan process from initial inquiry and interview through loan completion. They coordinate with field staff, who provide conservation planning, document conservation benefits, secure District Rankings, and verify installation and project standards and specifications. They oversee program activities, analyze financial documents, credit and collateral verification, and prepare all loan conditions and closing documentation. This role ensures each project is technically sound, financially feasible, and fully compliant with Idaho statutes and Commission rules while supporting the agency's conservation mission.

Example of Duties

Program Management

• Establish the strategic plan, interpret and implement policy and program evaluation for loan programs
• Set goals and objectives, establish work plans and procedures and assist with writing rules and regulations
• Assist with management of current financial conditions, develop and manage program budget and make recommendations for future services and resource requirements to the administrator
• Provide summary information and presentations of potential customer profiles, and program status to make recommendations to senior management and other state and federal agency personnel

Public Information/Education

• Manage the public relations for loan programs by facilitating formal and informal public meetings
• Establish and/or coordinate a public outreach program to increase awareness
• Facilitate workshops, seminars and other educational services and materials for the general public
• Make recommendations for loan approval and identify project priorities
• Evaluate financial and management capabilities and limitations of loan applicants
• Review applications to ensure conformance with loan program regulations, criteria and legal requirements
• Preparation and approval of loan documents and payment schedules
• Monitor loan payments, recommending corrective action and performing audits of recipients and program funds
• Provide assistance to potential loan applicants and loan recipients

Minimum Qualifications

• Good knowledge of:

Economic conditions and credit aspects to be considered in evaluating credit worthiness of loan applicants

Generally accepted accounting principles, auditing standards, and financial and management systems used in administering loan programs

• Some knowledge of:

State and federal financial services regulatory laws

• Experience:

Communicating effectively both orally and in writing

Preferred Qualifications

• Experience with agriculture financing or rural lending
• An understanding of agricultural best management practices, natural resource management, or soil and water conservation programs
• Experience with public loan programs

Benefits

The State of Idaho offers a robust total compensation package, including medical, vision, and dental insurance; PERSI retirement benefits; paid sick, vacation, and parental leave; and 11 paid holidays per year. For additional information related to benefits and/or State programs, please visit https://dhr.idaho.gov/StateEmployees/Benefits.html.*

To learn more about the Idaho Department of Water Resources, please visit our website: swc.idaho.gov

Our Mission: To assist Conservation District supervisors in the carrying out of their non-regulatory and voluntarily initiated natural resources conservation programs and to coordinate with local, state, and federal partners the implementation of conservation systems to sustain, improve, and enhance Idaho's soil, water, air, plant, and animal resources.

EEO/ADA/Veteran

The State of Idaho is committed to providing equal employment opportunities and prohibit discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibit discrimination against all individuals based on their race, color, religion, political affiliation or belief, sex, national origin, genetics, or any other status protected under applicable federal, state, or local laws.

The State of Idaho is committed to access and reasonable accommodations for individuals with disabilities, auxiliary aids and services are available upon request. If you require an accommodation at any step in our recruitment process, you are encouraged to contact (208) 334-2263 (TTY/TTD: 711), or email ada.coordinator@dhr.idaho.gov.

Preference may be given to veterans who qualify under state and federal laws and regulations.