Loan Assistant

Assist and support loan officers and loan processors in the lending documentation process.Manage, update and correct data related to loan applications.Work with loan processors to review borrower files and perform various support and administrative tasks.Respond to borrower inquiries and assist in verifying borrower information. Process credit references, verify loan and deposit balances, maintain tickler files and adhere to all banking regulations.This position will also answer phones, maintain files, and process payments/advances.This is NOT a remote work opportunity. This position is located in our Fillmore branch.

At State Bank of Southern Utah, our core values define who we aspire to be each and every day. These values hold us accountable to each other and help us be the best version of ourselves. We look for candidates with whom our values resonate:

Make a Difference: We are actively engaged. We genuinely care. We are knowledgeable and find solutions.

Relationships Matter: We are committed to each other and our customers. We seek to understand, connect, and collaborate.

Live with Integrity: We are trusted to do the right thing. We take responsibility for our individual roles and actions.

Love What We Do: We are passionate and show up with enthusiasm. We are driven and continually look to improve.

Share Positivity: We lift each other. We interact with a positive and optimistic attitude.

Apply at State Bank of Southern Utah and be part of a team that lives by these values every day!

Essential Duties And Responsibilities

• Complete due diligence and paperwork on loan applications, contracts and renewals.
• Return phone calls and answer questions, including about the status of loans.  Greet customers.
• Facilitate contract signings and closings, complying with all applicable laws.
• Assist loan officers and collections with creating, collecting, and processing paperwork.
• Run, review and track documents including credit, Flood, hazard insurance, OFAC, vehicle titles, UCC filings, financial statements, and other reports as needed
• Order Appraisals and environmental reports
• Maintain credit and collateral files, scan and file documents
• Process environmental reviews and title fees
• Prepare loans to be sent to the Loan Processing for boarding
• Process requests for loan advances, prepares GL tickets on loan payments, advances, and loans fees.
• Prepare correspondence as requested to customers or outside agencies
• May be asked to maintain active status for Notary Public
• Prepare fund request documents for wiring funds to closing
• Do maintenance on loans in Horizon
• Remain current on government regulations related to lending and internal policies, follow all bank regulations, procedures and processes.
• Performs all other duties as assigned

Minimum Qualifications

• High School Diploma
• Must pass a credit & background check
• Must be at least 18 years of age

Preferred Qualifications

• 1+ years’ experience in a lending environment
• Experience with escrow, title processes, and loan documentation
• Familiarity with bank lending policies and regulations
• Some basic knowledge of credit analysis and financial statements
• Associates degree or equivalent experience

Skills

• Ability to use software and systems to complete day to day tasks
• Professional in appearance, verbal and written communication
• Good decision making and judgement
• Ability to handle and protect confidential information
• Ability wo work independently and collaborate effectively as a team member
• Ability to comprehend and interpret bank policies and procedures
• Well-developed and proven organizational skills with ability to utilize time efficiently
• Excellent customer service and problem resolution skills

Full-time employees will be eligible to receive the following benefits:

• Medical Insurance & HSA
• Dental & Vision Insurance
• Basic Life, AD&D and Long-term disability insurance
• Supplemental life and AD&D options available
• 401K with employer match
• Annual Incentive Program
• Paid Time Off (PTO) accrual every pay period
• Up to 12 paid holidays per year
• Childcare reimbursement program