Liquidity Analyst - Treasury Management

Description

Position Summary

The Liquidity Analyst is responsible for monitoring, analyzing, and forecasting the organization’s liquidity position to ensure optimal cash management and compliance with internal policies and regulatory requirements. They maintain treasury reporting, monitor key financial metrics, identify drivers of trends and variances, and communicate findings to management. This role supports strategic treasury initiatives, enhances liquidity risk management practices, and contributes to maintaining a strong financial position.

Essential Job Functions

• Monitor daily liquidity positions, cash balances, and funding requirements across accounts and business units
• Develop and maintain short- and long-term cash flow forecasts, identifying risks and opportunities
• Analyze liquidity metrics, trends, and variances; provide actionable insights to management
• Support liquidity stress testing and scenario analysis to assess potential impacts on funding
• Ensure compliance with internal liquidity frameworks, policies, and regulatory expectations
• Collaborate with internal departments (Accounting, FP&A, Digital Banking) to optimize cash usage and funding strategies
• Assist in managing bank relationships, credit facilities, deposit products and funding instruments
• Prepare reports, dashboards and presentations for treasury leadership and senior management
• Contribute to process improvements, automation, controls and system enhancements within treasury operations
• Support audits, regulatory reviews, and documentation requirements related to liquidity and treasury activities

Position Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or related field
• 2–5 years of experience in treasury, liquidity management, or financial analysis
• Strong understanding of cash flow forecasting, liquidity risk, and general accounting principles
• Advanced Excel skills with proficiency in financial systems (e.g., treasury management systems, ERP platforms) and data analysis
• Analytical mindset with strong problem-solving skills, critical thinking skills, and attention to detail
• Excellent communication and project management abilities
• Work independently in a fast-paced environment with deliverable deadlines
• Applicants must be legally authorized to work in the United States on a permanent basis. Credit One Bank is unable to provide visa sponsorship, visa transfers, or employment-based immigration support for this position now or in the future.

Preferred

• Experience in banking or financial services industry
• Knowledge of banking products and regulatory expectations
• Experience with Asset Liability Management (ALM) and/or Interest Rate Risk (IRR) models
• Experience with Power BI, SQL, data analytics tools, or automation platforms

Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. Credit One Bank is an equal opportunity employer committed to diversity and inclusion and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation, or national origin. Reasonable accommodations can be made for those who require them, including access to job applications and workplace accommodations. Employment at Credit One Bank is based on mutual consent (also known as at-will). This means that employees and the Bank may terminate the employment relationship at any time, with or without cause and with or without notice. Please contact the recruiter for this position to learn more. Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.