Lead Software Engineer

Franklin Resources Inc

  • Baltimore, MD
  • 7 days ago
  • $134,500–$174,500 Per Year

Highlights

We also offer a comprehensive benefits package, which includes a range of competitive healthcare options, insurance and disability benefits, an employee stock investment program, learning resources, career development programs, reimbursement for certain education expenses, paid time off (vacation / holidays / sick / leave / parental and caregiving leave / bereavement / volunteering / floating holidays), and a motivational wellbeing program. The Lead Software Engineer will be a senior-level software developer who can operate independently for the CashApp platform and its downstream components, ensuring reliable, scalable, and compliant money movement capabilities.

Numbers & Facts

LocationBaltimore, MD
Salary$134,500–$174,500 Per Year

Description

At Franklin Templeton, we believe success is built through powerful partnerships. As a forward thinking asset manager, we build dynamic relationships with clients, understand their goals, and navigate complex markets together. We leverage cutting edge strategies and deep insights to unlock opportunities for long term wealth creation. Our talented, global teams bring expertise that is both broad and unique.

From our welcoming, inclusive, and supportive culture to our globally diverse business, we offer opportunities not only to help you reach your potential, but also to contribute to our clients' success.

About the Department

The team operates within Wealth Management Technology, supporting the CashApp Money Movement platform used by Franklin Templeton's High Net Worth business.

CashApp is a mission-critical platform responsible for:

  • Processing client cash transactions (ACH, Wires, Check)

  • Generating outbound transaction files and parsing inbound files (e.g., NACHA, wire files, positive pay)

  • Integrating with downstream systems such as the accounting platform, Cash Agents, Axway, and Azure storage

  • Supporting operational workflows and regulatory validations

The platform has high transaction sensitivity, requiring:

  • Strict compliance with AML/KYC, OFAC, and audit controls

  • High availability and accuracy due to client impact and settlement deadlines

The team operates in an Agile delivery model with:

  • Regular sprint-based releases and governance cycles

  • Strong coordination between Business, Dev, QA, Product, and Operations teams

Team structure and culture:

  • Cross-functional teams including engineering, QA, product, and support

  • Mix of onshore, offshore, and vendor resources

  • Focus on ownership, resilience, and continuous improvement

  • Strong emphasis on AI First, production stability, product monitoring, release discipline, and automation coverage

Job Overview

The Lead Software Engineer will be a senior-level software developer who can operate independently for the CashApp platform and its downstream components, ensuring reliable, scalable, and compliant money movement capabilities.

The Lead Software Engineer will:

  • Deliver end-to-end money movement features

  • Own critical components across transaction processing, integrations, and workflow orchestration

  • Improve system reliability, performance, monitoring, and automation coverage

  • Conduct code peer reviews and support branching strategy and team collaboration

Success in this role enables:

  • Accurate and timely execution of client transactions

  • Avoidance of business impacts such as missed cut-offs and delayed settlements

  • Faster delivery of new digital payment capabilities using agent-based code generation

  • Improved operational efficiency and reduced manual intervention

How you will add value

  • Design, develop, and maintain CashApp transaction processing components

  • Review designs and solutions with the Architecture team

  • Support and enhance payment workflows (ACH, Wires, Check)

  • Perform root cause analysis and resolution for production incidents and failures

  • Ensure high system performance, reliability, and observability

  • Modernize CashApp components to a cloud-native microservices architecture

  • Improve automation coverage for regression, API, and downstream validations

  • Enhance integrations with the accounting platform, Cash Agent platform, AML Monitoring Systems, Compliance Recon and Monitoring Systems, Azure-based cloud hosting environments, and external payment systems

Collaboration

Partner with:

  • Architecture team for review

  • Product Owners for feature prioritization and roadmap delivery

  • QA teams to improve automation coverage and release quality

  • Operations teams to ensure smooth production releases and incident response

Participate in:

  • Daily stand-ups

  • Sprint planning and retrospectives

  • Governance and release signoffs (e.g., CashApp TQA cycles)

Work closely with stakeholders across:

  • Business (Cash Settlements, Front Office)

  • Compliance and risk teams

  • Vendor and CashAgent partners

AI Fluency - AI-First Mindset

Experience in:

  • Functional integration between applications and existing agents

  • Generating high-quality code by using prompts efficiently

  • Debugging complex transaction flows

  • Writing automation scripts and test cases

  • Validating AI-generated outputs before applying them to critical systems

  • Identifying opportunities to use AI

What will help you be successful in this role

Technical Environment

Core Stack:

  • Backend: Java / Spring Boot / Microservices

  • UI: Angular / React

  • Database: SQL Server / Snowflake / non-SQL

  • Messaging: Kafka / Service Bus

  • Cloud Technologies: Azure / AWS

  • Integration: REST APIs, file-based integrations (NACHA, wire files)

Operating Environment:

  • Azure cloud and hybrid legacy systems

  • Kubernetes-based deployments

Workflow:

  • Agile delivery (Scrum)

  • GitLab / Bamboo CI/CD pipelines and release management cycles

  • Jira and ServiceNow for change and incident tracking

Quality & Reliability:

  • Regression automation

  • End-to-end validation of transaction flows

  • Monitoring of batch jobs and integrations

  • Incident management tied to business-critical SLAs

Required Skills

Strong experience in:

  • Java / microservices architecture

  • API integrations and distributed systems

  • Enterprise transaction processing systems

Experience with:

  • Money movement platforms (ACH, wires, payments)

  • High-volume, high-reliability systems

Understanding of:

  • File-based processing (NACHA, wire instructions)

  • Regulatory controls (AML/KYC, OFAC)

  • ISO 20022 awareness

  • 8+ years of software engineering experience

  • Experience leading critical platform components or modules

  • Bachelor's or master's degree in Computer Science, Engineering, or equivalent experience

Soft Skills

  • Strong ownership and problem-solving mindset

  • Ability to handle high-pressure, production-critical scenarios

  • Effective communication with Engineering, Architecture, Product, and Business teams

  • Experience working in Agile, distributed team environments

Preferred Skills

Experience with:

  • Payment orchestration platforms

Familiarity with:

  • Observability and distributed tracing tools

  • Performance tuning of transaction systems

Exposure to:

  • Digital onboarding and client servicing platforms

  • FinTech integrations

Work Schedule & Location

This role will work a hybrid schedule three days per week in any of our Franklin Templeton locations, with a preference for locations in the Eastern time zone.

Franklin Templeton offers employees a competitive and valuable range of total rewards, monetary and non-monetary, designed to support their well-being and recognize their time, talents, and results. Along with base compensation, employees are eligible for an annual discretionary bonus, a 401(k) plan with a generous match, and recognition rewards. We also offer a comprehensive benefits package, which includes a range of competitive healthcare options, insurance and disability benefits, an employee stock investment program, learning resources, career development programs, reimbursement for certain education expenses, paid time off (vacation / holidays / sick / leave / parental and caregiving leave / bereavement / volunteering / floating holidays), and a motivational wellbeing program. We expect the annual salary for this position to range between $134,500 - $174,500, depending on location and level of relevant experience, plus discretionary bonus.

#MID_SENIOR_LEVEL

#LI-Hybrid

At Franklin Templeton, we believe your benefits should support your life, your goals, and your future. That's why we offer a comprehensive Total Rewards package designed to help you thrive both personally and professionally.

Highlights of our benefits include:

  • Paid Time Off: Three weeks of PTO in your first year
  • Health Coverage: Competitive medical, dental, and vision insurance to support your well-being
  • Retirement Savings: 401(k) plan with an 85% company match on pre-tax and/or Roth contributions, up to IRS limits
  • Equity & Investing: Employee Stock Investment Plan (ESIP) with discounted share purchase opportunities
  • Learning Education Assistance Program (LEAP): To support your ongoing growth and career advancement
  • Employee Investment Benefits: Opportunity to purchase company funds with no sales charge

Franklin Templeton is an Equal Opportunity Employer. We are committed to providing equal employment opportunities to all applicants and employees, and we evaluate qualified applicants without regard to ancestry, age, color, disability, genetic information, gender, gender identity, or gender expression, marital status, medical condition, military or veteran status, national origin, race, religion, sex, sexual orientation, and any other basis protected by federal, state, or local law, ordinance, or regulation.

Similar Jobs

See more jobs