Lead Software Engineer - Application Architect

Wholesale Credit Risk - Core Engineering

We have multiple positions open at both Vice President (VP) and Executive Director (ED) levels. The mission is the same at both levels; the scope of ownership and influence grows with seniority (see Levels below).

Why This Role

We're looking for a hands-on engineering leader who wants to shape how one of the world's largest banks manages credit risk. You'll own the architecture of mission-critical hybrid-cloud platforms, stay close to the code, and set the technical bar for multiple engineering teams. This is a role for someone who still loves to design/build - not just direct - and who wants their decisions to matter at scale.

You'll have a strong voice in defining technical strategy and modernizing our OLTP and OLAP workloads with AI/ML, working closely with senior stakeholders to review, refine, and agree on the path forward.

What You'll Do

• Architect at scale - Design mission-critical hybrid-cloud systems that thousands of users and downstream platforms depend on.
• Stay hands-on - Contribute directly to code and solution design, setting the standard through your own work, not just review.
• Lead engineers - Guide multiple teams, mentor senior engineers and development leads, and grow the next generation of technical talent.
• Drive AI adoption - Champion the integration of AI/ML and agent-based tooling into enterprise platforms and engineering workflows.
• Set the standard - Own best practices in software engineering, security, and risk management, and enforce them through code reviews.
• Shape strategy - Prioritize competing initiatives, balance urgent delivery against long-term architecture, and present technical direction to senior leadership.
• Build the culture - Foster collaboration, integrity, and continuous improvement across the organization.

These are individual-contributor technical leadership roles - you lead through architecture, code, and technical influence, not people management.
Vice President (VP)Executive Director (ED)Focus Own the design and delivery of major components and systems. Set technical direction across multiple platforms and domains. Scope Architect and hands-on build key systems; raise the bar through code and reviews. Own end-to-end architecture; shape the multi-year technical roadmap. Influence Guide fellow engineers and partner with development leads and product. Act as a technical authority; align senior stakeholders and leadership. Experience ~7+ years building enterprise-scale solutions. ~10+ years, with deep architecture and cross-team technical leadership.
How we engineer: We codify our architecture & coding standards into the pipeline. Quality and conventions are enforced by AI agents/skills at every gate - for example, a PR review gate that stops bad code or design from reaching main. You'll help build and evolve these guardrails so good practice is automatic, not optional.

What You Bring

Core engineering

• 7+ years (VP) / 10+ years (ED) designing and building hybrid-cloud solutions at enterprise scale.
• Deep, current command of architecture and design patterns, with hands-on coding expertise in Java or Python.
• Strong data modeling skills, for example dimensional modeling and slowly changing dimensions.
• Proven experience with transactional systems, analytics platforms, and cloud-native technologies.

• Strong background in risk management, compliance, and secure software development.
• Track record of partnering with development leads and influencing senior stakeholders.
• Excellent communication and presentation skills.

• Hands-on builder of AI agents, skills, and agentic workloads.
• Delivered AI-driven projects from concept to production.
• Integrated AI/ML into hybrid-cloud and enterprise platforms.
• Power user of AI-assisted, spec-driven SDLC.

• Decisive and data-driven; you turn ambiguity into a clear plan and a working solution.
• Assess risk with a big-picture, holistic view.
• Lead by example with a genuine can-do attitude.
• Separate the important from the merely urgent.
• Generous with your time; you lift up the engineers around you.
• Act with integrity, always.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

Base Pay/Salary
Jersey City,NJ $156,750.00 - $215,000.00 / year