Lead Homeownership and Down Payment Specialist

About PPL

Project for Pride in Living (PPL) is a nonprofit organization dedicated to empowering low-income individuals and families to become self-reliant through integrated services in housing, employment, and education. We believe in the power of community and the potential of every person. When joining PPL, you become a part of a diverse team whose goal is to assist our residents and communities with the groundwork they need not only to survive but also to thrive.

Position Summary

PPL is looking for a talented, people-person to join our Financial Coaching and Homeownership Team. This team is dedicated to providing services and resources that work to close the racial wealth gap. This position will perform high quality loan processing (origination) of second mortgages in the form of down payment assistance for homebuyers with an emphasis on underserved markets. Their duties include but not limited to researching a client's credit, income and assets, reviewing applications based on policy guidelines.

What You'll Do

• Possess and/or must obtain NMLS License within your first 90 days of employment
• Collect, review, and analyze applicants' relevant credit, employment, complex income structures, debt-to-income ratios, collateral, and capacity to repay mortgage and financial history and documentation
• Conduct individualized advising sessions with clients interested in purchasing a home
• Utilize one-on-one coaching methods to build and strengthen relationships and rapport with participants
• Must be open to travel for training, occasional meetings and events as needed
• Connect participants with appropriate community agencies and resources as needed

What You Bring

• 2 years of lending experience, or comparable, with strong skills in credit and income analysis
• Experience teaching financial literacy and/or asset building activities with economically disadvantaged populations
• Ability to work independently in a team setting
• Must have reliable transportation and valid drivers license

Minimum Technology Qualifications

• Demonstrated proficiency with MS Word and Excel
• Experience and ability to use customer relationship management databases (preferably with Apricot, HomeKeeper)

Why You'll Love Working at PPL

Competitive Pay

• $27.50-$29.50/hour, depending on qualifications

Comprehensive Benefits Package

• Health & Dental Insurance
• Employer-paid Short- & Long-Term Disability and Life Insurance
• Paid Parental Leave
• HSA or FSA options
• Generous PTO & Paid Holidays
• 403(b) Retirement Plan with Employer Match

Purpose-Driven Work

• Make a real difference in people's lives and in your community every day

Hours: Full time, Non-Exempt, 40 hours per week

Salary: $27.50-$29.50 per hour DOQ

Project for Pride in Living, Inc. is an Equal Opportunity Employer. In compliance with the Americans with Disabilities Act, the organization will provide reasonable accommodations to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer.