Job Title: Sr Java AWS Engineer/Open Banking SME
Location: Minneapolis, MN (Hybrid)
No. of Positions: 2
Rate: $65/hr C2C
We are seeking a Senior Java AWS Engineer / Open Banking SME with strong experience in designing, developing, and implementing FDX-compliant Open Banking APIs and secure consumer-permissioned financial data sharing solutions within the banking and financial services domain.
Key Responsibilities
- Design and develop FDX/Open Banking APIs using Java, Spring Boot, and Microservices architecture.
- Implement secure API ecosystems supporting consumer-permissioned data sharing and CFPB Section 1033 requirements.
- Develop and integrate RESTful APIs for account, transaction, customer profile, and financial data exchange services.
- Design and implement OAuth 2.0, OpenID Connect (OIDC), JWT, token management, and API security frameworks.
- Implement and manage customer consent, authorization, revocation, and entitlement workflows.
- Integrate with financial data aggregators and Data Access Platforms such as Plaid, MX, Akoya, and Yodlee.
- Collaborate with business, architecture, security, and product teams to define Open Banking solutions and integration patterns.
- Contribute to solution architecture, design reviews, API governance, and hands-on development.
Required Skills
- 8+ years of software engineering experience with strong expertise in:
- Java 11/17+, Spring Boot, Spring Cloud
- Microservices Architecture
- REST API Design & Development
- AWS Cloud Services (EKS, ECS, Lambda, API Gateway, S3, RDS, DynamoDB, Secrets Manager)
- API Security (OAuth 2.0, OIDC, JWT, mTLS)
- CI/CD and DevOps using GitHub Actions, Jenkins, Terraform, and Kubernetes
- Experience implementing or supporting FDX/Open Banking standards.
- Experience with consumer consent management, data-sharing authorization flows, and token lifecycle management.
- Strong understanding of API management platforms such as AWS API Gateway.
- Experience integrating with external fintech and financial data providers.
- Strong knowledge of secure API design, data privacy, and regulatory compliance requirements.
Preferred Qualifications
- Prior experience implementing FDX standards, CFPB Section 1033 compliance, Open Banking platforms, or Data Access Platforms (DAPs).
- Experience within Banking, Wealth Management, Retail Banking, or Financial Services organizations.
- Familiarity with event-driven architectures using Kafka or AWS EventBridge.
- Knowledge of financial data models, customer account aggregation, and account-sharing ecosystems.