The Investor Remittance & Reporting Analyst (Temporary Position) plays a critical role in supporting mortgage servicing operations by reconciling investor portfolios, managing remittance reporting activities, analyzing cash movements, and maintaining loan-level accounting records for major government-sponsored entities including Ginnie Mae (GNMA), Freddie Mac, and Fannie Mae. This position combines investor accounting, portfolio analysis, reconciliations, reporting, and mortgage servicing operations to ensure accuracy, compliance, and timely investor reporting.
This is an excellent opportunity for accounting, finance, banking, or mortgage servicing professionals seeking to develop specialized expertise in investor accounting and mortgage servicing operations while working with large, complex loan portfolios.
What You'll Do
As an Investor Remittance & Reporting Analyst, you will:
- Prepare daily and monthly reconciliations supporting mortgage servicing portfolios and investor reporting requirements.
- Analyze cash movements, custodial accounts, corporate advances, reimbursements, and investor remittances.
- Reconcile mortgage collateral, securities balances, principal and interest activity, trial balances, and investor reports.
- Monitor and investigate portfolio activity to identify discrepancies and ensure reporting accuracy.
- Process remittances and reporting activities for GNMA, Freddie Mac, Fannie Mae, and other investors.
- Prepare portfolio roll-forward analyses and loan activity reporting.
- Research and resolve reporting exceptions, rejects, and reconciliation variances.
- Perform mortgage loan system maintenance activities including modifications, repurchases, loan sales, payoffs, REO transactions, and investor transfers.
- Prepare journal entries and accounting adjustments within applicable systems.
- Convert, manipulate, and analyze large data sets using advanced Excel functions and reporting techniques.
- Support ongoing investor modernization projects, testing initiatives, and process enhancements.
- Collaborate with internal teams and external investor organizations to ensure compliance with servicing requirements.
What We're Looking For
Required Qualifications
- Minimum of two (2) years of experience in mortgage servicing, investor accounting, banking operations, accounting, finance, or financial analysis.
- Strong analytical and quantitative skills.
- Advanced Microsoft Excel proficiency, including formulas, lookups, reporting, and data analysis.
- Ability to reconcile large volumes of financial transactions with accuracy and attention to detail.
- Strong problem-solving and organizational skills.
- Excellent oral and written communication skills in English and Spanish.
- Ability to manage multiple priorities and meet strict deadlines.
- Strong understanding of financial reporting and reconciliation concepts.
Preferred Strengths
- Mortgage servicing experience.
- Investor accounting or remittance reporting experience.
- Experience working with loan servicing systems such as Horizon, IBS, Cold Plus, VContent, or similar platforms.
- Banking or financial institution experience.
- Understanding of mortgage-backed securities (MBS) reporting.
- Experience working with government-sponsored entities including GNMA, Freddie Mac, or Fannie Mae.
- Exposure to automation, AI tools, or process improvement initiatives.
- Experience reconciling high-volume portfolios and custodial accounts.
WORK AUTHORIZATION & ELEGIBILITY:
- Legally authorized to work in the US is required. This position is of indefinite duration and requires candidates to have permanent or ongoing work authorization.
- Employee is responsible for maintaining eligible work authorization throughout his tenure with the organization.
Oriental is an Equal Opportunity Employer (EEO/Affirmative Action for Veterans/Workers with Disabilities)
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