| Location | Lubbock, TX |
External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers. Applying through any other source may prevent Prosperity from receiving your application.
Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer.
POSITION PURPOSE
Responsible for funding for Consumer (Non-RE), Commercial & Industrial and Commercial RE loan types. Providing efficient and professional service to the lending staff in the banking centers.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
Assumes responsibility for funding loans including but not limited to these collateral types:
Business Assets, etc.
Borrowing Base Financings
Aircraft
Oil & Gas - Energy
Real Estate
Consumer (non-RE)
General knowledge of Article 9 Uniform Credit Code
General knowledge of Real Estate Perfection
Familiar with various bank loan regulations
Familiar with Accounting terms (debits, credits, general ledger)
Performance Measurements
Documentation and organization skills are current and well prepared
Professional attitude and collaborative relationship with the lending staff in the banking centers
The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time.
SUPERVISORY RESPONSIBILITIES:
This role has no supervisory duties.
QUALIFICATIONS
Education/Certification: High School graduate or equivalent; Associates or Bachelor's degree is preferred
REQUIRED KNOWLEDGE: Loan Document, Funding and Commercial Real Estate
EXPERIENCE REQUIRED: Prior experience in a financial institution helpful
Specialist II: Collateral documentation experience in credit, loan servicing or administration operations covering 5 - 7 years of technical expertise encompassing UCC and perfection documents for business purpose credits
PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
Talking: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.
Average Hearing: Able to hear average or normal conversations and receive ordinary information.
Repetitive Motion: Movements frequently and regularly required using the wrists, hands, and/or fingers.
Average Visual Abilities: Average, ordinary, visual acuity necessary to prepare or inspect documents or products or operate machinery.
Physical Strength: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.)
WORKING CONDITIONS
None: No hazardous or significantly unpleasant conditions (such as in a typical office).
MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION
Reasoning Ability: Ability to apply logical or scientific thinking to define problems, collect data establish facts and draw conclusions.
Able to interpret a variety of technical instructions and can deal with multiple variables.
Mathematics Ability: Ability to compute discount, interest, profit, and loss; commission markup and selling price; and ratio, proportion, and percentage.
Able to perform very simple algebra.
Language Ability: Ability to read periodicals, journals, manuals, dictionaries, thesauruses, and encyclopedias.
Monday - Friday: 8:00AM - 5:00PM
40 hours a week