Full-Time Bilingual (English and Spanish) Collector

Independent Bank

  • Memphis, TN
  • 30+ days ago

    Highlights

    JOB SUMMARY: The Bilingual (English and Spanish) Collector will initiate customer contact and determine reason for delinquency; evaluates customer's financial situations and negotiates terms of repayment to bring account current. Advise customers of responsibilities under loan contracts, and provide individual counseling on acceptable payment arrangements.

    Numbers & Facts

    LocationMemphis, TN

    Description

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    Description

    JOB SUMMARY:

    The Bilingual (English and Spanish) Collector will initiate customer contact and determine reason for delinquency; evaluates customer's financial situations and negotiates terms of repayment to bring account current. This position is also responsible for skip tracing and research of delinquent accounts. Collectors must adhere to all Bank policies, procedures and all compliance regulations.

    SKILLS REQUIRED:

    • 1-2 years of collections experience preferred
    • Must be bilingual - able to converse in English and Spanish with customers
    • Ability to prioritize in a fast-paced, high-volume environment with minimal supervision
    • Basic knowledge of Windows operations
    • Ability to type 30-35 wpm
    • Demonstrated ability to multi-task
    • Excellent verbal and written communications and math skills
    • Must possess a high school diploma or equivalent / some college preferred

    PRIMARY DUTIES:

    1. Responsible for outbound and inbound calls to collection accounts utilizing an auto-dialer

    2. Utilize daily contact and skip tracing efforts

    3. Develop and maintain ongoing customer relations

    4. Negotiate payment arrangements and follow -up procedures to cure delinquency

    5. Advise customers of responsibilities under loan contracts, and provide individual counseling on acceptable payment arrangements

    6. Adhere to guidelines stated in the Fair Debt Collections Practices Act

    7. Understands and applies knowledge of credit bureau reports as it relates to the performance of daily activities

    8. Other duties as assigned or required

    9. Must be able to work Monday - Friday 8am - 5pm

    All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, gender identity, gender stereo typing, and age.

    Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

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