Fraud Associate I

Join a Fraud team that sets the industry standard for protecting merchants and payments at scale. In this role, you'll drive strategies that stop fraud across credit, debit, and deposit channels-directly reducing losses for the Bank and our merchants while safeguarding the integrity of the payment network. You'll collaborate across lines of defense to tackle complex fraud, credit, and brand risks, gaining exposure to advanced analytics, cutting-edge tools, and cross‑functional partners. With clear pathways for growth and mobility, you'll expand your skills in risk strategy, operations, and stakeholder management while making a measurable impact from day one. Be part of a trusted team that protects JPMorganChase and its clients while elevating the security and resilience of global commerce.

As a Fraud Analyst within JPMorganChase, you will play a pivotal role in safeguarding our financial systems from fraudulent activities. You will focus on broad level tasks while providing oversight to assess and mitigate potential risk, ensuring that all items associated with risk and controls are effectively managed. You will leverage your tech literacy to stay abreast of emerging technologies and use data analytics to identify patterns and trends in fraudulent activities. Your role is to provide comprehensive oversight and proactive monitoring of merchant operations and investigations, ensuring sound control performance and the early identification of issues and gaps.

Job Responsibilities

• Leverage expertise in core fraud and credit functions to mitigate risk and reduce financial losses.
• Partnership with external clients and internal partners in various departments including, Credit, Strategy, Controls, Legal, Compliance, Sales etc.
• Collaborate with the Merchant Services executive leadership teams to advance business priorities and objectives.
• Lead and coordinate fraud risk initiatives within Merchant Services, focusing on process improvement and automation.
• Foster cross-functional collaboration to strengthen risk management practices and internal controls.
• Monitor fraud and credit processes, ensuring data integrity and effective remediation of issues.
• Act as a leader and advocate for fraud and credit risk in technology projects and working groups.
• Support change management by facilitating the adoption of new processes, technologies, and strategic initiatives

Required qualifications, capabilities and skills

• Two or more years of experience or equivalent expertise in fraud detection and prevention, with a focus on identifying at-risk customers and transactions.
• Experience in business risk and controls, with a background in Fraud Operations.
• Ability to identify control breaks, root cause identification and issue resolution.
• Proficiency in using data analytics to interpret patterns and trends in fraudulent activities.
• Ability to understand and apply emerging technologies that impact business, particularly in the context of fraud prevention.
• Experience in cross-functional collaboration, with a track record of working effectively with different departments to achieve common goals.
• Functional understanding of Structured Query Language, Statistical Analysis Software or other programming languages.
• Ability to query large amounts of data and transform raw data into actionable management information.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans