Financial Consultant - Absence, Disability & Life

Marsh McLennan Agency's East Region is a leader in the employee benefits marketplace. Our associates simplify employee health and welfare benefits and risk management for regional, national, Fortune 500 and Fortune 1000 companies. We value integrity, collaboration, passion, innovation, and accountability, and we are committed to making a difference in the moments that matter for our colleagues, clients, and communities.

In this role, you will help shape the benefit programs for large employers that thousands of employees rely on using data, modeling, and real-world business problem-solving.

What you'll do:

You'll support our Financial Services teams by analyzing financial and claims data, building models, and turning insights into recommendations that help large employers (5,000+ employees) manage cost, risk, and employee experience across benefit programs.

You'll work on programs like:

• Short Term Disability
• Long Term Disability
• Life Insurance
• Absence & leave management (FMLA, company leave administration)
• Accidental Death & Dismemberment (AD&D)
• Statutory disability programs and Paid Family Medical Leave
• Time Away Benefits (Paid Time Off/Vacation)

What success looks like

• You translate complex plan designs and data into clear, decision-ready underwriting results that clients will use to make benefit program decisions.
• You build and refine pricing/forecast models that show how benefit programs impact both cost and risk.
• You partner with teammates to deliver accurate, on-time underwriting for large, high-visibility clients.
• You spot trends in claims experience and performance, then help shape solutions that reduce risk and improve outcomes.
• You will project Life, Absence, and Disability renewal positions and negotiate rates and plan options on behalf of clients to secure optimal, cost competitive plans.
• Collaborate with clients and internal teams with the development of request for proposals (RFP) for Life, Absence, and Disability programs.
• Stay current in the evolving and competitive insurance market, emerging and complex client needs, best practice underwriting approaches, and the changing laws and regulations that impact on our business.

Why this role is a great launchpad

• High impact work - you'll influence programs that affect the largest companies and impact thousands of people.
• Strong analytics and business exposure - you'll learn how benefits, risk, finance, communication, negotiation, and client strategy connect.
• Real career runway - grow into an experienced benefits consultant that develops relationships with benefit leaders and industry experts.

REQUIRED EDUCATION AND EXPERIENCE:

• Bachelor's degree in risk management & insurance, actuary, mathematics and/or another related field is required.
• Minimum of 5 years' underwriting experience in a benefits brokerage, consulting or insurance industry highly preferred.
• Intermediate to advanced working knowledge of MS Excel is preferred
• Intermediate to advanced working knowledge of MS PowerPoint is preferred.
• Experience with different funding mechanisms (self-funded, insured etc.) is preferred.

KNOWLEDGE, SKILLS AND ABILITIES

• Comfort with numbers, financial analysis, and drawing narrative from data.
• Experience with Excel and modeling tools.
• Clear communicator that can explain complex ideas simply.
• Curiosity, attention to detail, and a proactive mindset.
• Willingness to learn and broaden industry knowledge of group benefits.
• Ability to work both independently and within a team environment.

PHYSICAL DEMANDS AND WORK ENVIRONMENT

• The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• While performing the duties of this job, the employee is:

• Frequently required to sit; speak or hear; use hands to finger, handle, feel objects, and reach with hands and arms;

• Occasionally required to stand and walk;

• Extensive use of computer and keyboard and viewing of computer screen is required;

• Specific vision abilities required by this job include vision, and ability to adjust focus.

• Other working conditions are normal for an office environment.

WORK LOCATION

• Work is typically performed either remotely or in a hybrid manner at MMA's Conshohocken office, or at various customer/MMA locations as required.

The applicable base salary range for this role is $99,400 to $158,900.

The base pay offered will be determined on factors such as experience, skills, training, location, certifications, and education. Decisions will be determined on a case-by-case basis. In addition to the base salary, this position may be eligible for performance-based incentives.

We are excited to offer a competitive total rewards package which includes health and welfare benefits, tuition assistance, 401K savings and other retirement programs as well as employee assistance programs.

Marsh McLennan is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law. If you have a need that requires accommodation, please let us know by contacting reasonableaccommodations@mmc.com

Marsh McLennan and it affiliates are

EOE Minority/Female/Disability/Vet/Sexual Orientation/Gender Identity employers.

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