Financial Analyst

Extraco Banks is seeking a motivated, analytical, and detail‑oriented Financial Analyst to support financial planning, reporting, and strategic decision‑making across the organization. This on‑site role, based daily at our Waco, Texas location, partners closely with the Chief Financial Officer, Controller, and finance team to deliver accurate financial insights, maintain reporting systems, and support budgeting and forecasting processes.

The ideal candidate is technically strong, highly analytical, and comfortable working with large datasets while contributing to a fast‑paced, team‑oriented environment within a regulated financial institution.

What You’ll Do

Financial Reporting & Analysis

Prepare, analyze, and present timely and accurate monthly financial reports and dashboards to senior management.
Develop and maintain financial models to support strategic planning and decision‑making.
Analyze general ledger activity, journal entries, and balance sheet reconciliations to ensure accuracy and integrity of financial reporting.
Provide insights and recommendations based on financial trends, variances, and performance metrics.

Budgeting & Forecasting

Support the annual budgeting process and quarterly forecasting cycles.
Assist in developing assumptions, validating inputs, and ensuring overall accuracy of budget and forecast outputs.
Partner with the Controller and finance leadership to align financial plans with business objectives.

Reporting Systems & Data Management

Maintain and optimize budgeting and reporting systems, including updating models, reports, and data structures.
Develop and maintain ad hoc reports to support evolving business needs.
Aggregate and analyze data from multiple internal and external sources to support financial analysis.

Process Improvement & Efficiency

Identify opportunities to automate reporting processes and improve efficiency.
Streamline workflows and enhance financial data integrity.
Contribute to continuous improvement initiatives within finance and reporting functions.

Collaboration & Support

Partner with cross‑functional teams to provide financial insights and support strategic initiatives.
Support special projects and other finance‑related initiatives as assigned.
Adapt reporting and analysis to meet changing business needs and priorities.

What We’re Looking For

Required Qualifications

Bachelor’s degree in Accounting, Finance, Data Analytics, or a related field required
CPA or progress toward certification preferred
3–7 years of experience in financial analysis, modeling, reporting, or data analytics
Experience with budgeting, forecasting, and KPI/dashboard reporting
Strong understanding of financial statements and general ledger processes

Preferred Experience

Experience with credit analysis, bond accounting, or Asset/Liability Management
Experience working in a financial institution or regulated environment
Experience with reporting tools and systems such as Cognos, budgeting software, or similar platforms
Familiarity with S&P Capital IQ or similar financial data tools

Required Skills & Abilities

Advanced Microsoft Excel skills with strong modeling capabilities
Strong analytical, critical thinking, and problem‑solving skills
High attention to detail and commitment to data accuracy
Ability to manage multiple priorities in a deadline‑driven environment
Strong written and verbal communication skills, including the ability to present to leadership
Ability to gather, organize, and analyze complex datasets
Process improvement mindset with a focus on automation and efficiency
Collaborative team player with initiative and accountability
Commitment to long‑term career development and organizational success

Why Extraco?

Extraco Banks is committed to delivering strong financial performance while investing in our people and communities. You’ll join a collaborative finance team that values accuracy, innovation, and continuous improvement. We provide opportunities for professional growth, exposure to strategic decision‑making, and the ability to make a meaningful impact within the organization.

Work Environment & Physical Requirements

On‑site, office‑based role at the Waco, Texas location
Extended periods of sitting or standing
Frequent use of standard office equipment (computer, phone, copier)
Occasional local travel for meetings and business functions
Visual acuity required for reviewing financial reports, data, and analytics
Occasional lifting of 10–15 pounds (files or materials)
Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions

Equal Opportunity Employer

Extraco Banks is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other protected characteristic.