Job Summary Reviews applications, inspections, and requests for cancellation, reinstatements, and endorsements for Commercial Auto policies to determine eligibility within Company guidelines. Communicate with external brokers for underwriting follow up and education.
Duties and responsibilities
Review new business submissions and key risk factors for Commercial Auto, such as driver history, vehicle usage, and operational exposures, to determine acceptability and pricing
Respond to requests for cancellations, reinstatements, endorsements, inspections, and renewals
Maintain courteous and professional communication with external brokers to obtain additional information, respond to escalated requests, and provide accurate information about the company’s risk selection and pricing guidelines
Assist in developing programs, coverages, rates, and forms
Research risk and accurately record information into policy administration systems
Other tasks and projects may be assigned
Essential Functions
Ability to think critically, assess risk, and make informed decisions
Ability to communicate clearly, verbally and in writing
Ability to provide feedback on submissions and documentation needed to make applications or endorsements acceptable to the Company
Ability to analyze data and perform mathematical calculations
Ability to use company systems, including Windows, Excel, PowerPoint, and any other company automated system as designated
Qualifications
5 – 7 years of Commercial Auto underwriting experience for a P&C carrier
Bachelor’s degree, or equivalent work experience preferred
Chartered Property Casualty Underwriter (CPCU) or other certifications in insurance underwriting preferred
Comprehensive knowledge of Commercial Auto products and underwriting process, including the ability to analyze and make decisions within Company guidelines
Strong familiarity with insurance regulations, forms and marketplace in most states.
Excellent communication and organizational skills
Advanced computer skills and strong systems knowledge
Strong writing skills
Physical requirements While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit; stand; walk; use hands and fingers to handle or feel; and reach with hands and arms
Working conditions This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, copiers, internet- and imaged documents and workflows.
Compensation and Benefits We recognize that talented professionals are attracted to companies that provide a great place to work, combined with a comprehensive and competitive pay and benefits package, along with opportunities for personal growth and job advancement. For this reason we are pleased to provide:
Market Competitive Wages
Prof. Development and Educational Assistance Programs
Safe Harbor 401K Plan with Immediate Vesting and an Automatic Company Contribution
Paid Time-Off (Discretionary, PTO, Parental Leave, and others)
Company Paid Holidays
Health Insurance
Dental Insurance
Vison Insurance
Short and Long Term Disability Insurance
Flexible Spending Accounts with Company Contribution
Health Savings Accounts with Company Contribution
Employee Life and AD&D Insurance
Dependent Life and AD&D Insurance
Company paid AAA Membership
Company paid Identity Theft Protection
Other Ancillary Insurance Benefit Programs
And more…
Safepoint Insurance is an equal employment opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age or disability. We assure you that your opportunity for employment with Safepoint depends solely on your qualifications.