Roblox is currently at a critical inflection point in its financial evolution. We recently achieved a significant payout milestone to our Creator community in 2025. To successfully build upon this momentum year over year while controlling our costs, a world-class payments and wallets ecosystem is essential to ensure frictionless transactions across the platform for our Users and Creators.
This role offers the rare opportunity to lead a 0-to-1 buildout of a new payments division. If successful, you will transition Roblox from standard payment processing to a strategic orchestration model, utilizing AI-driven approach to optimize significant transaction cost.
Beyond cost savings, you will spearhead the transformation of our creator payouts, building a product designed to empower the livelihood of millions of developers through instant, transparent, and global financial access.
Key Responsibilities
• Own Global Partnership Negotiation & Account Management: Lead RFPs and high-stakes contractual negotiations with major global payment processors (e.g., Stripe, PayPal, etc) and financial institutions. • Establish formal business relationships where none currently exist, securing advantageous commercial terms that are accretive to Roblox's bottom line. • Build Payment Orchestration Strategy & Development: Lead the transition from current legacy systems to a multi-partner orchestration system. • Achieve optimal routing based on cost and conversion, potentially saving hundreds of millions of dollars in transaction fees in year one. • Transform Creator Payout: Drive the business strategy and partnerships required to modernize our existing infrastructure into a proprietary, end-to-end financial platform for creators to run their businesses on Roblox. • Dramatically improve creator retention and satisfaction by reducing payout latency and fees, directly impacting Time-on-Platform and developer ecosystem growth. • Lead Cross-Functional Enterprise Deal Execution: Lead cross-functional deal teams comprising Legal, Finance, Privacy, and Engineering stakeholders. • Execute complex contracts that satisfy global regulatory compliance (KYB/KYC/AML) while ensuring speed-to-market for new financial features. • Expand into Emerging Markets: Develop a strategy for handling international currency exchange volatility and local payment methods in high-growth regions. • Unlock revenue in emerging markets by mitigating FX risk and reducing the barrier to entry for new developers. • Bridge Business & Engineering: Translate commercial opportunities into second-level technical requirements, such as ledger design and API integration standards. • Ensure the engineering roadmap is aligned with commercial viability, preventing technical debt and ensuring the infrastructure supports real-time global payments. • Optimize Performance: Implement a rigorous Payment Excellence framework to monitor authorization rates and fraud thresholds. • Deliver incremental revenue gains where even a 0.01% improvement in authorization rates translates to millions in retained bookings. • Future-Proofing for Agentic Commerce: Evaluate and integrate emerging technologies, including AI agents and blockchain rails, into the payments strategy. • Secure Roblox's position as a leader in the future agentic economy, where automated systems may negotiate and execute transactions on behalf of users.
Requirements
10+ years of Business Development experience specifically within the Consumer Financial Services, Digital Payments, Fintech, or Digital Wallet sectors
Proven track record of a 0-to-1 buildout of a payments division or financial product line, demonstrating the ability to operate without established playbooks
Bilingual Fluency (Tech/Business): Ability to articulate complex technical concepts (API orchestration, tokenization, ledger systems) to engineers while simultaneously modeling multi-year economic impacts for C-suite executives
Global Regulatory Acumen: Deep understanding of the global regulatory landscape, including PSD2, KYC/AML compliance, and card network rules, to navigate international expansion risks effectively
Complex Negotiation Skills: Demonstrated success in negotiating and signing deals with payment networks, acquirers, and banks, effectively balancing unit economics with legal and privacy constraints
Strategic Ecosystem Architecture: Ability to view payments not as a utility but as a strategic asset class, capable of designing partnerships that drive long-term ecosystem value rather than just transactional volume
Analytical Rigor: Strong data processing and analytical skills to model ROI, forecasting, and payment excellence metrics (e.g., authorization rates, FX margins)
Leadership in Ambiguity: Experience thriving in unstructured, fast-moving environments where you must influence executive decision-making and manage multiple high-priority workstreams independently.