This opportunity sits within the Financial Institutions Group of a well-established banking organization, supporting a front office underwriting function with coverage across a broad array of FIG clients with a particular focus on Insurance companies and Broker-Dealers. Conduct in-depth credit analysis on new requests, renewals, credit change requests, and annual relationship reviews across a diverse FIG portfolio including Insurance and Broker-Dealer clients.
Office Status: Hybrid (4 Days Onsite) New York, NY
Base Salary: $90k - $150k + Discretionary Bonus
ABOUT THE ROLE
This opportunity sits within the Financial Institutions Group of a well-established banking organization, supporting a front office underwriting function with coverage across a broad array of FIG clients with a particular focus on Insurance companies and Broker-Dealers. The ideal candidate brings solid credit risk fundamentals, a front-office mindset, and the ability to manage complex credit relationships from analysis through approval. Mandarin language proficiency is required for this role, as the position involves regular interaction with Mandarin-speaking clients and internal stakeholders.
RESPONSIBILITIES
Conduct in-depth credit analysis on new requests, renewals, credit change requests, and annual relationship reviews across a diverse FIG portfolio including Insurance and Broker-Dealer clients
Present detailed credit analyses and recommendations to Loan Officers and other relevant internal parties
Perform due diligence on credit-rated entities in accordance with bank policies, procedures, and regulatory requirements
Review and quality-assure credit recommendation reports and proposals to ensure accuracy, consistency, and regulatory compliance
Maintain complete and organized credit files with all required supporting documentation;perform annual file reviews
Monitor and report any findings or unusual credit activities that may adversely impact loan collateral or a borrower's repayment ability
Update and maintain the Credit Risk Rating (CRR) system and credit usage tracker on an ongoing basis
Complete credit-related tasks and assessments requested by second-line functions in a timely manner
Participate in internal and external audit requests and execute remediation actions as needed
Serve as a liaison between FI clients and internal business departments to resolve inquiries and support new customer and product onboarding