Credit Bureau Analyst

Job Description - Credit Bureau Analyst

Position: Credit Bureau Analyst

Location: Onsite - Irvine, CA

Duration: 6 Months (Possible Extension)

Experience Required: 8-10 Years

About the Role

We are seeking an experienced Credit Bureau Analyst with a strong background in Credit Bureau Reporting, Accounting/Finance, PL/SQL, and Data Analysis. The ideal candidate will ensure accurate, compliant reporting to major credit bureaus while supporting accounting-related data validations, reconciliations, and analytics.

This role requires hands-on PL/SQL proficiency, strong understanding of Metro 2 standards, and the ability to collaborate with cross-functional teams.

Key Responsibilities

• Manage and execute Credit Bureau Reporting processes including file creation, validation, and transmission.
• Ensure compliance with Metro 2 credit reporting standards and regulatory requirements.
• Perform financial data analysis, accounting reconciliations, and support general ledger-related reporting.
• Develop, optimize, and troubleshoot PL/SQL queries, stored procedures, and scripts for data extraction and validation.
• Investigate disputes, reporting inconsistencies, and data mismatches; provide actionable insights.
• Collaborate with IT, Data, and Finance teams to resolve data issues and enhance reporting accuracy.
• Create documentation, process flows, audit materials, and compliance reports.
• Support month-end and quarter-end data activities related to bureau reporting and accounting.
• Analyze large datasets for trends, exceptions, and reporting quality improvements.

Required Skills & Qualifications

• 8-10 years of experience in Credit Bureau Reporting or Credit Analyst roles.
• Strong hands-on expertise in PL/SQL, Oracle SQL, and database troubleshooting.
• Solid understanding of Accounting/Finance processes including reconciliation, general ledger, and financial data flows.
• Experience with Metro 2 format, compliance requirements, and credit reporting systems.
• Strong analytical and problem-solving skills with the ability to interpret complex data sets.
• Advanced proficiency in Excel and data validation techniques.
• Excellent communication skills and ability to work with cross-functional teams.

Preferred Qualifications

• Experience in financial services, banking, lending, or credit operations.
• Knowledge of dispute handling, credit reporting regulations, and audit compliance.
• Exposure to BI or reporting tools is a plus.

Job Description - Credit Bureau Analyst

Position: Credit Bureau Analyst

Location: Onsite - Irvine, CA

Duration: 6 Months (Possible Extension)

Experience Required: 8-10 Years

About the Role

We are seeking an experienced Credit Bureau Analyst with a strong background in Credit Bureau Reporting, Accounting/Finance, PL/SQL, and Data Analysis. The ideal candidate will ensure accurate, compliant reporting to major credit bureaus while supporting accounting-related data validations, reconciliations, and analytics.

This role requires hands-on PL/SQL proficiency, strong understanding of Metro 2 standards, and the ability to collaborate with cross-functional teams.

Key Responsibilities

• Manage and execute Credit Bureau Reporting processes including file creation, validation, and transmission.

• Ensure compliance with Metro 2 credit reporting standards and regulatory requirements.

• Perform financial data analysis, accounting reconciliations, and support general ledger-related reporting.

• Develop, optimize, and troubleshoot PL/SQL queries, stored procedures, and scripts for data extraction and validation.

• Investigate disputes, reporting inconsistencies, and data mismatches; provide actionable insights.

• Collaborate with IT, Data, and Finance teams to resolve data issues and enhance reporting accuracy.

• Create documentation, process flows, audit materials, and compliance reports.

• Support month-end and quarter-end data activities related to bureau reporting and accounting.

• Analyze large datasets for trends, exceptions, and reporting quality improvements.

• Required Skills & Qualifications

• 8-10 years of experience in Credit Bureau Reporting or Credit Analyst roles.

• Strong hands-on expertise in PL/SQL, Oracle SQL, and database troubleshooting.

• Solid understanding of Accounting/Finance processes including reconciliation, general ledger, and financial data flows.

• Experience with Metro 2 format, compliance requirements, and credit reporting systems.

• Strong analytical and problem-solving skills with the ability to interpret complex data sets.

• Advanced proficiency in Excel and data validation techniques.

• Excellent communication skills and ability to work with cross-functional teams.

• Preferred Qualifications

• Experience in financial services, banking, lending, or credit operations.

• Knowledge of dispute handling, credit reporting regulations, and audit compliance.

• Exposure to BI or reporting tools is a plus.