Autodialers, Automotive Automation, Credit Cards, Credit and Collections, Customer Support/Service, Data Collection, Data Entry, Detail Oriented, Interpret Regulations, Liquidity, Loans, Loss Mitigation, Negotiation Skills, Past Due Accounts, Performance Metrics, Presentation/Verbal Skills, Problem Solving Skills, Quality Metrics, Regulations, Risk, Sales Management
Job Summary: This job is responsible for providing credit assistance and solutions to our clients. Key responsibilities include handling primarily outbound calls for a single product at any stage of delinquency or risk, including pre-charge off, and recovery. Job expectations include leveraging problem-solving competencies, sound judgement and decision making, and providing exceptional client service and empathy while meeting both the banks and client needs. This position has max pay rate of $24.00/Hr. plus shift differential of 8%.
Responsibilities:
- Reaches out to delinquent clients to secure payment and determines reason for delinquency on active or inactive loan, deposit, and credit card accounts.
- Negotiates repayment of outstanding debt that benefits both the client and lender in a positive and professional manner, leveraging tools and resources where applicable.
- Determines the right solution for the client while staying within collections compliance guidelines.
- Demonstrates empathy for the client's situation using ethical behavior that is consistent with the bank's code of conduct.
- Achieves quality standards and meets key performance indicators
- Works an established list of accounts on an automated collections system, auto-dialer, or manual calling and helps mitigate losses.
Minimum Education Requirement: High School Diploma/GED/Secondary School or equivalent.
Required Key Skills:
- Active Listening
- Attention to Detail
- Client Solutions Advisory
- Oral Communications
- Account Management
- Adaptability
- Collaboration
- Data Collection and Entry
- Interpret Relevant Laws, Rules, and Regulations
- Liquidity Management
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Macpower Digital Assets Edge Private Limited