Credit Analyst

Duties and responsibilities

• Complete customer credit reviews and financial statement analysis to determine appropriate credit limits and payment terms.
• Review and finalize new customer account applications and reactivations.
• Evaluate customer credit status to hold or release orders while mitigating risk exposure.
• Run and work a weekly aging report to secure timely invoice settlement.
• Work with cash applications and sales to ensure customer payments are applied and debits resolved.
• Run month and quarter closes, and any other reports as needed.
• Foster relationships with Sales, Supply Chain, Finance, Marketing and Global Services employees; to include continually seeking and capitalizing upon opportunities to increase internal client satisfaction and deepen customer relationships.

Qualifications

Required Education & Experience:

• Degree in Finance, Accounting, Economics or a related field from an accredited College or University, or an equivalent combination of education & experience, such as a professional certification as a credit risk analyst or in financial statement analysis
• 3 - 4+ years of increasingly responsible experience performing professional duties in the field of finance, banking or accounting
• Understanding of credit risk assessments and financial statements
• Ability to interpret credit reports and rating agency assessments
• Exceptional verbal and written communication skills, including ability to effectively communicate with internal and external customers, extremely organized
• Excellent computer proficiency (SAP B1, MS Office - Word, Excel, PowerPoint and Outlook)
• Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service
• Ability to work independently and as a team member to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices
• Strong attention to details, analytical skills, exceptional judgment, dependable, excellent teamwork skills, good time management skills, creative, problem-solving, hardworking & persistent, professional competence, proactive
• Current/active driver's license

Working conditions

Travel 10% of time for meetings at other SSAB locations, trainings, seminars & conferences as needed

Physical requirements

• Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards.
• Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards