Credit Analyst

About USD.AI

The Team

The Role

Responsibilities

• Support the borrower relationship. Be a primary point of contact from first touch through funding for a segment of borrowers — build trust, keep borrowers informed, and keep deals moving.
• Shepherd deals through diligence. Request and organize documents, chase down missing information, and manage timelines so nothing stalls.
• Support underwriting. Conduct deep credit analysis, model expected financials, help assemble diligence materials, populate the underwriting scorecard, and flag risks or gaps for the credit team.
• Coordinate the deal. Work across internal teams (credit, legal, compliance, finance) and external parties to move deals to close.
• Draft deal materials. Prepare investment proposal memos, teasers, term sheet summaries and internal deal updates that are clear, accurate and quick to review.
• Keep records clean. Maintain deal records, pipeline, and documentation that are current, organized, and audit-ready.
• Report on the pipeline. Produce regular pipeline and conversion metrics for leadership, such as deal stage, time to close, win and loss reasons, and volume forecasts.
• Improve the process. Help refine and strengthen the origination and diligence workflow as we scale origination volume.

Requirements

• 2–4 years of experience in originations, credit, lending, deal or transaction support, investment banking, or a similar client-facing finance role.
• Strong organizational and project-management instincts — you can run multiple deals and diligence processes at once without dropping threads.
• Comfort working with financial documents and data; you can read a data room and know what matters.
• Excellent written and verbal communication, and a professional, trustworthy presence with external counterparties.
• High agency and comfort operating in ambiguity — you take ownership and figure things out.
• Based in NYC.

Nice to Have

• Exposure to private credit, structured credit, asset-based lending, or underwriting and diligence processes.
• Interest in AI infrastructure, GPU compute, or data centers.
• A track record of improving or building operational processes.

What We Offer

• Competitive base salary ($100,000 - $125,000) commensurate with experience.
• Long-term equity incentive package.
• Unlimited PTO.
• Health & wellness reimbursements.