Credit Analyst

Credit Analyst  (Full Time)
Location: Lincoln, NE

The Credit Analyst is responsible for the review of all credit documentation pertaining to loans, including analyzing financial statements and periodic review of credit quality. 

 ESSENTIAL DUTIES:

·    Review all financial information received as part of various credit requests/reviews.  Responsible for data entry and spreads of financial statements, completion of 

     credit analysis presentations, and assignment of risk rating 

·    Complete annual reviews of files over specified dollar limits, as requested by management, noting such things as collateral value, credit ratios and current information

·    Complete collateral inspections for construction projects and floor plans

·    Ordering of real estate appraisals and completion of real estate internal evaluations

·    Ordering of environmental prescreens

·    Assessment of compliance to loan policy of credit requests

·    Valid state driver’s license, clean driving record and reliable transportation to complete collateral inspections for construction projects and floor plans

·    Adherence to schedule in a structured work environment

ADDITIONAL RESPONSIBILITIES:

·    Assist with customer and associate inquiries

·    Prepare monthly reports

·    Act as consultant for computer program input

·    Performs other reasonable duties as assigned

REQUIRED EDUCATION, EXPERIENCE AND SKILLS:

·    Bachelor’s degree in finance, accounting, related field or equivalent relevant work experience

·    2 -3 years bank credit analyst experience with a financial institution required or equivalent experience in a financial institutio

·    Must be PC proficient in various software applications including financials spreading and Microsoft applications (Excel, PowerPoint, and Word)

·    Strong analytical, problem solving and written and oral communication skills are required

·    Must be attentive to detail, accurate, self-motivated, flexible, organized and able to work under pressure

·    Complete assigned duties within required deadlines  

·    Ability to work independently in a pressure environment with a high level of confidentiality

·    Ability to relate to and communicate effectively with internal and external customers at all levels

·    Practices high degree of professionalism and maintains satisfactory attendance within policy guidelines and is punctual

Cornhusker Bank is an Equal Opportunity Employer/Veterans/Disabled