Credit Analyst

Midstates Executive Solutions

  • Las Vegas, Nevada
  • 7 days ago

    Highlights

    Conducts in-depth financial analysis of loan applications including financial statements, tax returns, cash flow projections, and credit reports. This role is responsible for analyzing financial data to assess the likelihood of a borrower honoring their financial obligations on behalf of the bank.

    Numbers & Facts

    LocationLas Vegas, Nevada
    Websitehttps://midstateses.com

    Description

    About the role

    The Credit Analyst is key in making data-backed recommendations through research and analysis of customer financial documents. This role is responsible for analyzing financial data to assess the likelihood of a borrower honoring their financial obligations on behalf of the bank.

    Position can be located in Henderson. It is not a remote position.

    What you will do

    • Conducts in-depth financial analysis of loan applications including financial statements, tax returns, cash flow projections, and credit reports.
    • Evaluates creditworthiness of prospective borrowers based on financial data, industry trends, and economic conditions.
    • Prepares comprehensive credit presentations outlining the recommended credit structure, terms, and conditions.
    • Monitors the credit risk of the existing portfolio by reviewing financial statements and conducting regular portfolio reviews.
    • Works closely with the loan officer to ensure timely and accurate credit decisions are made.
    • Adheres to all company credit policies and guidelines established by the bank.
    • Other duties as assigned.

    What you will need

    • Bachelor's degree in Finance, Accounting, or related field required.
    • 2+ years of experience in credit analysis or lending preferred.
    • Experience with Moody's Analytics or similar software strongly preferred.

    What we offer

    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Paid Vacation, Sick, and Holiday time
    • A competitive 6% 401k match
    • And more!

      Candidate must pass a pre-employment screening including credit history and criminal record check.

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