Credit Analyst II/Credit Underwriter I-Commercial Real Estate Credit

Back to search results Credit Analyst II/Credit Underwriter I-Commercial Real Estate Credit San Francisco, California; Seattle, Washington Additional locations Apply × To proceed with your application, you must be at least 18 years of age. Acknowledge × Bank of America employees are required to meet all posting eligibility requirements prior to applying for any new position. Acknowledge Refer a friend Apply × To proceed with your application, you must be at least 18 years of age. Acknowledge × Bank of America employees are required to meet all posting eligibility requirements prior to applying for any new position. Acknowledge Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!Job Description:This job is responsible for supporting credit underwriting and monitoring for moderately complex client relationships. Key responsibilities include completing and reviewing credit analysis, evaluating risks, and preparing financial analysis using advanced tools and systems. Job expectations include assessing financials, projections, industry data, covenant compliance, collateral, and policy requirements to ensure alignment with the bank's risk appetite. Responsibilities:Analyzes client financial information, identification/mitigation of potential risks, compliance with regulatory requirements and evaluation of collateral in determination of credit worthinessCompletes monitoring activities via analysis of clients' financial performance and collateral evaluation to ensure appropriate requirements are metListens in to client meetings to develop a deeper understanding of the client's business, management team, and past and future performanceReviews completed client requests to ensure compliance with policy and proceduresUnderstands how credit data is used internally and provided to regulatory partnersAssists with periodic portfolio reviewsParticipates in loan structure conversations and completion of loan documentationSkills:Analytical ThinkingFinancial AnalysisFinancial Forecasting and ModelingProfitability AnalysisResearch AnalysisAttention to DetailBusiness AcumenCredit and Risk AssessmentUnderwritingWritten CommunicationsCollaborationCritical ThinkingPortfolio AnalysisPrioritizationTechnical Documentation Required Qualifications:6+ months commercial real estate credit related experience, inclusive of applicable internshipsFinancial analysis, underwriting and portfolio management experienceFinancial accounting, financial modeling and loan structuring experience Desired Qualifications:Bachelor's degree in finance, accounting, economics or similarCertificate from accredited real estate educational programBank experienceCRE underwriting experienceCommercial Credit TrainingShift:1st shift (United States of America)Hours Per Week: 40 Learn more about this role Apply × To proceed with your application, you must be at least 18 years of age. Acknowledge × Bank of America employees are required to meet all posting eligibility requirements prior to applying for any new position. Acknowledge Refer a friend Apply × To proceed with your application, you must be at least 18 years of age. Acknowledge × Bank of America employees are required to meet all posting eligibility requirements prior to applying for any new position. Acknowledge Full time JR-26040805 Manages People: No Travel: Yes, 5% of the time Age requirement: Must at least be 18 years of age. California pay and benefits information California pay range: $70,000.00 - $125,000.00 annualized salary, offers to be determined based on experience, education and skill set. Discretionary incentive eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company. Benefits This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve Washington pay and benefits information Washington pay range: $70,000.00 - $125,000.00 annualized salary, offers to be determined based on experience, education and skill set. Discretionary incentive eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company. Benefits This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve Share: Save job Job saved