Develops and analyzes all types of credit information pertaining to diverse types of commercial loans; assists in preparing periodic reports for use by management. Assists in the preparation and maintenance of commercial credit files for external loan review.
Required Education/Knowledge:
- Bachelor's Degree from an accredited four-year university
- Knowledge of bank credit policy and procedures
- Superior knowledge of commercial loan documentation requirements, regulations and Bank policy
- Understanding of credit underwriting issues associated with a wide variety of business
Preferred Education/Knowledge:
- Knowledge of other areas of bank operations
Required Experience:
- 0 to 2 years' experience in a lending environment of a financial institution
- Previous loan documentation and underwriting experience
Preferred Experience:
- Previous loan documentation and underwriting experience
Required Skills:
- Proficiency with PC including Word and Excel
- Calculator skills
- Well-developed communication skills
- Ability to deal with customers, co-workers and attorneys
- Ability to spread and analyze financial statements and tax returns (beneficial)