Counsel, Marketplace Payments

Developing and fostering relationships with business partners by understanding the global business goals and objectives providing guidance anddirection to business partners monitoring operational and financial performance supporting the implementation of the company business objectives Provides legal advice and counsel to the company by providing clients with an informed understanding of legal rights obligations and risks to allowthe client to make informed decisions examining the clients legal affairs developing business strategies and reporting as required assisting clientsin compliance with federal state and local laws and regulations developing and delivering training providing counsel regarding legal compliancecosts for business initiatives and representing the company before administrative and judicial bodies Identifies assesses and manages risks to the company by supervising and engaging with outside counsel collaborating with internal departmentsand clients to develop strategies to resolve legal matters conducting investigations and legal research reviewing company policies and practicesfiling governmental notices and disclosures seeking authority and obtaining informed consent to proceed with legal matters assisting in or conductingnegotiations supervising and conducting document collection review and management researching tracking and proposing legislation andregulations and pursuing insurance and indemnification Provides support for business transactions and projects by collaborating with internal and external stakeholders drafting editing and reviewing legaldocuments notices and announcements assisting in developing or developing standards and forms counseling clients regarding the implications ofalternate legal and business strategies and assisting in formulating strategy for implementation of business initiatives Monitors corporate governance processes and procedures by developing and maintaining knowledge of laws and corporate governance standardsconducting or overseeing research and surveys of state and federal law and proceeding as necessary with litigated and nonlitigated legal matters Drives the execution of multiple business plans and projects by identifying customer and operational needs developing and communicating businessplans and priorities removing barriers and obstacles that impact performance providing resources identifying performance standards measuringprogress and adjusting performance accordingly developing contingency plans and demonstrating adaptability and supporting continuous learning Provides supervision and development opportunities for associates by selecting and training mentoring assigning duties building a teambased workenvironment establishing performance expectations and conducting regular performance evaluations providing recognition and rewards coachingfor success and improvement and promoting a belonging mindset in the workplace Promotes and supports company policies procedures mission values and standards of ethics and integrity by training and providing direction toothers in their use and application ensuring compliance with them and utilizing and supporting the Open Door Policy: Ensures business needs are being met by evaluating the ongoing effectiveness of current plans programs and initiatives consulting with businesspartners managers coworkers or other key stakeholders soliciting evaluating and applying suggestions for improving efficiency and cost effectivenessand participating in and supporting community outreach events Respect the individual: Demonstrates and encourages respect for all builds a highperforming team seeks and embraces differences in people cultures ideas and experiences creates a workplace where all associates feel seen supported and connected through culture of belonging so associates thrive and perform drives a positive associate and customermember experience for all identifies attracts and retains the best team members Respect the individual: Creates a discipline and focus around developing talent through feedback coaching mentoring and developmental opportunities promotes an environment allowing everyone to bring their best selves to work empowers associates and partners to act in the best interest of the customermember and company and regularly recognizes others contributions and accomplishments Respect the individual: Builds strong and trusting relationships with team members and business partners works collaboratively and crossfunctionally to achieve objectives and communicates and listens attentively with energy and positivity to motivate influence and inspire commitment and action Act with Integrity: Maintains and promotes the highest standards of integrity ethics and compliance models the Walmart values and leads by example to foster our culture supports Walmarts goal of becoming a regenerative company by making a positive impact for associates customers and the world around us eg creating a sense of belonging eliminating waste participating in local giving Act with Integrity: Follows the law our code of conduct and company policies and sets expectations for others to do the same promotes an environment where associates feel comfortable sharing concerns and reinforces our culture of nonretaliation listens to concerns raised by associates takes action and encourages others to do the same holds self and others accountable for achieving results in a way that is consistent with our values Act with Integrity: Acts as an altruistic servant leader and is consistently humble selfaware honest and transparent Serve our Customers and Members Delivers expected business results while putting the customermember first and consistently applying an omnimerchant mindset and acts with an Every Day LowCost mindset to drive value and Every Day Low Prices for customersmembers Serve our Customers and Members Adopts a holistic perspective that considers data analytics customermember insights and different parts of the business when making plans and shaping the teams strategy Strive for Excellence: Consistently raises the bar and seeks to improve demonstrates curiosity and a growth mindset seeks feedback asks thoughtful questions fosters an environment that supports learning innovation and learning from mistakes and intelligent risktaking and exhibits resilience in the face of setbacks Strive for Excellence: Seeks and implements continuous improvements and encourages the team to leverage new digital tools and ways of working At Walmart, we offer competitive pay as well as performance-based bonus awards and other great benefits for a happier mind, body, and wallet. Health benefits include medical, vision and dental coverage. Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off benefits include PTO (including sick leave), parental leave, family care leave, bereavement, jury duty, and voting. Other benefits include short-term and long-term disability, company discounts, Military Leave Pay, adoption and surrogacy expense reimbursement, and more. You will also receive PTO and/or PPTO that can be used for vacation, sick leave, holidays, or other purposes. The amount you receive depends on your job classification and length of employment. It will meet or exceed the requirements of paid sick leave laws, where applicable. For information about PTO, see https://one.walmart.com/notices. Live Better U is a Walmart-paid education benefit program for full-time and part-time associates in Walmart and Sam''s Club facilities. Programs range from high school completion to bachelor''s degrees, including English Language Learning and short-form certificates. Tuition, books, and fees are completely paid for by Walmart.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to a specific plan or program terms.

For information about benefits and eligibility, see One.Walmart.

Bentonville, Arkansas US-30010: The annual salary range for this position is $110,000.00 - $220,000.00

San Bruno, California US-08848: The annual salary range for this position is $143,000.00 - $286,000.00 Additional compensation includes annual or quarterly performance bonuses. Additional compensation for certain positions may also include :

• Stock

Counsel - Marketplace Payments

San Bruno, CA | Sunnyvale, CA | Bentonville, AR

Walmart is building the next generation of commerce, payments and financial services at global scale. We are looking for a Counsel - Marketplace Payments to help build it.

This is not a traditional retail legal role. You will work alongside Product, Engineering and business teams building payments, seller financing, cross-border money movement and emerging financial products for one of the world's largest marketplaces.

You will also help tackle what comes next. Walmart is investing heavily in AI-powered and agentic commerce, from our own shopping assistant, Sparky, to collaborations with leading AI and technology companies. As AI changes how customers discover, shop and transact, you will help shape the payments and financial-services infrastructure that makes those experiences possible.

We are looking for a lawyer who wants to build, not just advise: someone who is curious about how products work, comfortable with novel legal questions, and excited to help turn ambitious ideas into products that can operate responsibly at Walmart scale.

What you'll do

• Serve as a trusted legal advisor to Walmart Marketplace teams developing and operating financial-services and payments products for sellers, including merchant cash advances and other commercial-finance products, domestic and international payments, payouts and settlement.
• Partner closely with Product and Engineering teams throughout the product lifecycle, helping design scalable products and translating complex legal and regulatory requirements into practical product and operational solutions.
• Help Walmart navigate emerging legal and regulatory questions at the intersection of AI, commerce and payments as shopping evolves toward increasingly agentic experiences.
• Advise on payment and financial-services issues arising from AI-enabled and agent-led commerce, including transaction authorization, payment credentials and tokenization, authentication, funds flows, data sharing, allocation of responsibility among participants, and interactions among customers, sellers, platforms and AI agents.
• Work with technology and product teams on emerging commerce models in which Walmart's own AI capabilities and third-party AI platforms interact with Walmart Marketplace, payments and checkout infrastructure.
• Advise on U.S. and international payments regulation, including money transmission and remittance requirements, ACH and NACHA rules, card-network rules, AML/CTF, OFAC and sanctions requirements, and related financial-services regulation.
• Advise on commercial lending, sales-based financing, secured transactions, loan-brokering and other commercial-finance regulatory issues.
• Analyze funds flows, settlement structures, payout mechanics, returns and chargebacks, collections and recovery strategies, and related operational and credit-risk frameworks.
• Draft and negotiate complex agreements with sponsor banks, capital providers, payment processors, networks and other financial-services and technology partners.
• Help evaluate new and emerging payment and commerce technologies, including digital wallets, tokenization, real-time payments, AI agents and other technologies that may change how customers discover, select and pay for products.
• Identify legal and regulatory issues early in product development and work with business partners to develop pragmatic, risk-based paths to launch.
• Develop scalable legal guidance, playbooks and processes that allow Marketplace payments and financial-services products to grow efficiently in the United States and internationally.
• Partner across Legal, Compliance, Ethics, Privacy, Finance/Treasury, Risk and Technology and manage outside counsel on specialized regulatory, licensing and commercial-finance matters.

What you'll bring

Minimum qualifications

• J.D. from an accredited law school and active membership in good standing in at least one U.S. jurisdiction.
• 4+ years of legal experience involving payments, fintech, banking, commercial finance, lending or financial-services products.
• Experience advising businesses on complex legal or regulatory issues and translating those requirements into practical business solutions.
• Experience drafting and negotiating sophisticated commercial agreements.
• Strong judgment, intellectual curiosity and the ability to operate independently in a fast-moving environment.
• Ability and interest in working directly with product, engineering and business teams and understanding the operational and technical mechanics of the products you support.
• Curiosity about emerging technologies and an interest in helping develop legal frameworks for products and business models that may not fit neatly within existing rules or precedent.

Particularly valuable experience

Experience in some combination of the following would be valuable, but we do not expect candidates to have experience in every area:

• Payments regulation, money transmission, ACH/NACHA, card-network rules, payment processing or bank partnerships.
• Marketplace, platform or embedded-finance products.
• Merchant cash advances, commercial lending, factoring, invoice financing or other forms of seller or small-business financing.
• Funds-flow analysis, payout orchestration, settlement mechanics, chargebacks or payment operations.
• Cross-border payments or international payments and financial-services regulation.
• Sponsor-bank, processor, payment-network or financial-infrastructure agreements.
• Product counseling at a fintech, payments company, financial institution, marketplace or technology company.
• Working directly with Product and Engineering teams on new financial products or technology.
• AI-enabled products, agentic commerce, digital wallets, tokenization, real-time payments or other emerging commerce and payment technologies.

You do not need to check every box. We are particularly interested in lawyers who are curious about how financial products and emerging technologies work, enjoy solving novel problems, exercise strong business judgment and want to help build the next generation of payments, financial services and AI-enabled commerce for Walmart Marketplace.

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