Corporate & Specialized Loan Closing Specialist II - 0090 Admin-255 Loan Operations

Summary

The Corporate & Specialized Loan Closing Specialist II independently manages moderately complex corporate and specialized commercial loan closings. The role reviews due diligence, prepares and evaluates loan and collateral documentation, resolves routine closing issues, supports less experienced staff, and ensures closings comply with credit approval, Bank policy, and applicable laws and regulations.

Specific Job Functions

• Independently manage moderately complex corporate and specialized commercial loan closings from credit approval through funding, boarding, and post-closing exception resolution.
• Translate approved terms, conditions, and collateral requirements into accurate documentation, escalating inconsistencies or terms that cannot be documented as approved.
• Prepare and review loan and collateral documents in LaserPro for multi-note, multi-party, multi-collateral, multi-property, multi-state, construction, letter of credit, and government-guaranteed transactions.
• Review attorney-prepared documents to ensure consistency with credit approval, Bank policy, collateral requirements, lien position, and closing conditions; coordinate needed corrections.
• Research and apply applicable state lending, documentation, recording, mortgage tax, notary, witness, homestead, marital property, and UCC requirements.
• Complete and review due diligence, including flood determinations, lien and public-record searches, entity and authority documents, insurance, title, surveys, appraisals, environmental reports, and related agreements.
• Prepare closing statements and disbursement instructions, confirm required funds and fees, and coordinate funding with internal and external partners.
• Maintain accurate loan, collateral, and exception records in nCino and follow through on post-closing documentation.
• Review renewals, modifications, and extensions for continued enforceability, lien perfection, and documentation deficiencies.
• Serve as a resource to less experienced staff and a knowledgeable point of contact for relationship managers, credit, borrowers, attorneys, title companies, and other partners.
• Identify recurring issues and process improvements; support internal controls, audits, examinations, and compliance requests.
• Complete required compliance training and perform other duties as assigned.

Minimum Job Requirements

• High school diploma or equivalent required.
• Associate degree in Business Administration, Finance, Accounting, Banking, or a related field preferred.
• 3 - 5 years of commercial loan closing or documentation experience required.
• Working knowledge of LaserPro required; nCino experience preferred.
• Demonstrated ability to interpret attorney-prepared loan documents and reconcile them to credit approvals, Bank policy, and collateral requirements.
• Experience preparing documentation for multi-collateral, multi-party, and multi-state transactions.
• Working knowledge of state lending and recording requirements; real estate documents; UCC lien perfection and priority; entity authority; and flood insurance compliance.
• Familiarity with specialized commercial products, including letters of credit, government-guaranteed loans, and construction lending.
• Ability to work independently, exercise sound judgment within established authority, and escalate complex issues appropriately.
• Strong attention to detail, organization, time management, and written and verbal communication skills.
• Proficiency in Microsoft Word, Excel, and Outlook; ability to manage competing priorities and meet firm deadlines.

b1BANK is an Equal Opportunity Employer.