Compliance Risk Management Senior Officer - Associate

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is focused on thinking beyond traditional approaches, challenging the status quo, and striving to be best-in-class.

As a Compliance Risk Management Senior Associate, you will support Auto Financing, Pricing and Credit strategies within Compliance, Conduct, and Operational Risk (CCOR), in the firm's second line of defense. Operating within the CCOR framework, you will partner closely with business, risk, and control stakeholders and provide independent oversight, and assessment of risks across Chase Auto, with a focus on business-driven initiatives, including the adoption of Artificial Intelligence capabilities. In this role, you will partner across the Business, Risk, Legal, and Controls to enable business outcomes in a well-controlled manner. You will be expected to operate effectively in a fast-paced, environment, providing risk-based insights on new strategies and initiatives.

Job Responsibilities

• Demonstrate strong knowledge of consumer regulations and apply expertise to complex, evolving business initiatives.
• Support the execution of the CCOR program to manage risk exposure across Auto Finance pricing and credit strategy activities in alignment with the CCOR Framework.
• Provide independent oversight and credible challenge of business-driven changes, including pricing strategy initiatives, automation efforts, and AI/ML-enabled solutions, assessing impacts to processes, risks, controls, and customer outcomes.
• Provide an independent, objective view of the control environment, mitigation strategies, and emerging risks.
• Evaluate compliance and operational risks and recommend enhancements to processes, controls, and systems.
• Leverage AI/ML (Artificial Intelligence/Machine Learning) tools and data analytics to understand and evaluate business data and technology flows, analyze complex processes, and develop oversight routines for monitoring, detection, and reporting.
• Partner with Business, Legal, Controls, Risk, Operations, Technology, and Model Risk teams to enable effective risk governance, control design, and sustainable remediation strategies.
• Support regulatory exams, audits, and testing activities related to pricing, decisioning, automation, and broader Auto Finance initiatives, ensuring timely and accurate responses.

Required qualifications, capabilities and skills

• 3+ years of experience in Compliance, Operational Risk, Audit, Legal, or related risk management role.
• Excellent research, analytical, written, interpersonal, and communication skills, with the ability to tailor communication for diverse audiences and support positions as needed.
• Proven decision-making ability with a track record of managing multiple tasks and priorities.
• Self-starter who can drive and own their own deliverables while continuing to collaborate with the broader team.
• Sound judgment and experienced decision‑making skills; able to prioritize effectively and meet deadlines.
• Comfortable with engaging with all levels of the organization on risk and control matters.
• Proven track record designing and executing analyses utilizing AI/ML tools, aggregating risks across products, and driving issue management from root cause through remediation to closure.

Preferred qualifications, capabilities and skills

• Experience supporting Auto Finance, Pricing, or Lending products

• Advanced qualifications preferred: Certified Regulatory Compliance Manager (CRCM), Certified Internal Auditor (CIA), advanced degree (e.g., JD, MBA) and experience engaging regulators.

• Strong data fluency to support CCOR oversight (e.g., SQL and visualization tools such as Tableau/ThoughtSpot), with ability to influence cross functional partners (Business, Legal, Controls, Risk, Operations) and present to senior stakeholders.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans