Community Reinvestment Act (Cra) Officer (Hybrid)

We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time. #BI-Hybrid #LI-Hybrid

About the Role:

The Community Reinvestment Act (CRA) Officer is responsible for the leadership, strategic direction, and administration of the Bank's CRA program. This role involves high-level strategy, specifically developing, implementing and managing the Bank's CRA Strategic Plan, while overseeing data reporting, community partnership development, and examination management.

Responsibilities:

• Lead the development, implementation, and multi-year management and monitoring of the Bank's CRA Strategic Plan. Ensure goals are measurable, attainable, and aligned with the bank's business model.
• Provide quarterly reporting on performance against goals, emerging regulatory risks, and community impact.
• Maintain and update the CRA Policy and Public File, ensuring full transparency and compliance with applicable rules.
• Identify and manage high-impact relationships with Community Development Financial Institutions (CDFIs), non-profits, and government agencies to identify and facilitate Qualified Investments and Community Development Loans.
• Develop creative service opportunities for staff that leverage the Bank's unique technology expertise to benefit Low-to-Moderate Income (LMI) individuals and small businesses and LMI communities.
• Conduct ongoing community needs assessments to ensure the Bank's CRA activities are responsive to the specific needs of its Assessment Area.
• Lead the timely and accurate annual filing of CRA data in accordance with regulatory deadlines.
• Coordinate the administration of CRA examinations and serve as the primary point of contact for regulators.
• Coordinate with Internal Audit and third-party reviewers to proactively identify and remediate program weaknesses.

Requirements:

• 7+ years of experience in banking compliance, with at least 5 years focused on CRA management at a $2B+ institution.
• Expert-level knowledge of the CRA and fair lending (ECOA/UDAAP).
• Proven track record of developing or managing a CRA Strategic Plan is highly preferred.
• Experience with managing the CRA compliance examination process and engaging with regulators.
• Bachelor's Degree in business administration, finance, public policy or related field. CRCM (Certified Regulatory Compliance Manager) designation is strongly preferred.

Compensation:

The budgeted annual salary range for this position is $158,400 to $228,800. Actual annual salary will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the range shown. Additional compensation for this role may include a bonus and restricted stock units. All full-time employees are eligible to participate in Company benefits, described in more detail here.

Benefits & Perks:

• Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results.
• Health, dental, and vision insurance including mental health benefits
• 401(k) matching plus a roth option (U.S. Based employees only)
• PTO & paid holidays off
• Sabbatical program (for eligible roles)
• Summer hours (for eligible roles)
• Paid parental leave
• DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
• Employee recognition and rewards program
• Charitable matching and a paid volunteer day…Plus so much more!

About Enova

Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossusplatform. We serve non-prime consumers and businesses alike, while offering world-class technology and services to traditional banks-in order to create accessible credit for millions.

Being a values-driven organization is at the core of Enova's success. We live our values by listening to our customers, challenging assumptions, thinking big, setting high expectations, and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work, we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enova's values and culture here.

It is our policy to provide equal employment opportunity for all persons and not discriminate in employment decisions by placing the most qualified person in each job, without regard to any other classification protected by federal, state, or local law. California Applicants: Click here to review our California Privacy Policy for Job Applicants.

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