Comml Relationship Manager III

Responsibilities include but are not limited to

Business development with a focus on acquisition of new clients and expanding relationships with existing clients. Respond quickly and effectively on all new business referrals from Senior Management the branch network or other areas of the bank.

Develop network of external referral sourcescenters of influence COIs in order to attract new clients.

Maintain grow and service assigned portfolios and appropriately cross sell other bank products. Overall accountability for driving the profitability quality and growth of portfolio.

Negotiates terms collateral covenants pricing and other components of lending agreements with clientsprospects to properly structure and price credit facilities consistent with the banks credit policies and lending practices. Prepare effective packages for credit approval circulation and to present packages to the required level of credit authority.

Ensure that the bank is in possession of current financial information and that the information has been properly analyzed and on file. Monitor and report changes in credit quality.

Bears overall responsibility for the loan closing process and attends loan closings ensuring legal documents reflect all terms as agreed to by customerprospect and approved by the bank in addition to making sure required documents and signatures are in place for loan closing and to ensure loans are closed properly.