Commercial Loan Officer

Job Summary:

Responsible for the generation of new business loans and deposit opportunities through understanding the client's goals and making banking easy for them. Builds new business relationships & grows existing ones

Essential Functions and Responsibilities:

• Primary contact for the Credit Union's business members
• Solicit commercial business by creating and executing a business development plan designed to attract new business credit union clients and retain existing business members
• While developing and managing business loan and deposit relationships, cross sell other credit union products and services
• Work to resolve business customer questions and concerns through direct involvement or through coordination with other employees of the credit union

• Keep abreast of commercial lending trends and suggest new business products the CU can offer
• Know and adhere to the credit union's loan policies and federal and state regulations; ensuring that sound analysis and lending procedures are followed
• Evaluate prospective loan requests, reviewing client's financial, credit, and tax information to determine the merits of the loan request and suitability with the credit union's growth and portfolio goals; monitor the existing loan portfolio through the ongoing review of financial statements, customer and community interfacing, and the review of internal reports.
• Make recommendations for larger or complex loans to the credit union's loan committee as appropriate
• Prepare and submit loan pipeline reports to management
• Any other duties as assigned
• This job description is subject to change at any time