Fort Collins is one of Colorado's fastest-growing cities, with a vibrant entrepreneurial community, a robust small business ecosystem, and a diverse economic landscape that spans technology, agriculture, manufacturing, and retail sectors. Conduct detailed financial analysis of business clients, including review of tax returns, balance sheets, cash flow statements, and profit and loss reports.
Numbers & Facts
Location
Fort Collins, Colorado
Website
https://www.theemployeeconnect.com/
Description
Commercial Loan Officer Location: Fort Collins, CO Pay Rate: $85,380 to $106,725 per year
Position Overview An experienced Commercial Loan Officer is needed to join a dynamic lending team in Fort Collins, Colorado. This is an excellent opportunity for a motivated financial professional to make a meaningful impact by helping local businesses secure the funding they need to grow, expand, and thrive. Fort Collins is one of Colorado's fastest-growing cities, with a vibrant entrepreneurial community, a robust small business ecosystem, and a diverse economic landscape that spans technology, agriculture, manufacturing, and retail sectors.
Key Responsibilities
Develop and manage a portfolio of commercial loan clients, including small businesses, mid-sized companies, and real estate investors
Solicit new commercial lending business through networking, referrals, community involvement, and cold outreach strategies
Conduct detailed financial analysis of business clients, including review of tax returns, balance sheets, cash flow statements, and profit and loss reports
Structure, underwrite, and present commercial loan packages that meet credit policy guidelines and client financing objectives
Collaborate with internal credit teams to ensure loan submissions are complete, accurate, and well-supported with appropriate documentation
Monitor existing loan portfolio performance, identifying early warning signs of credit deterioration and taking proactive steps to mitigate risk
Maintain current knowledge of commercial lending regulations, compliance requirements, and industry best practices
Represent the organization at local business events, chamber of commerce functions, and community gatherings to promote lending services
Provide exceptional client service throughout the loan origination process, maintaining clear communication from application through closing
Requirements
Minimum of three years of experience in commercial lending, business banking, or a closely related financial services role
Demonstrated ability to analyze complex financial statements and assess business creditworthiness accurately
Strong understanding of commercial real estate, business term loans, lines of credit, and SBA lending programs
Excellent interpersonal and communication skills, with the ability to build trust with diverse business clients
Proficiency with loan origination software and standard financial analysis tools
Bachelor's degree in Finance, Business Administration, Economics, or a related field preferred
Valid driver's license and ability to travel locally within the Fort Collins and northern Colorado region as needed
Preferred Qualifications
Experience in a related field is preferred
Screening Questions
How many years of experience do you have relevant to this Commercial Loan Officer role?
Do you hold any required licenses or certifications for this position?
Are you available to work onsite in Fort Collins, CO?