Commercial Insurance Casualty Risk Manager

Key Performance Indicators (KPIs): Reduction in Total Cost of Risk (TCOR), Workers' Compensation claim frequency and severity, General liability claim closure rates, Insurance premium savings and cost containment, Loss ratio improvements, OSHA incident reduction, Successful insurance program renewals, Claim reserve accuracy, Audit and regulatory compliance metrics.**Only those lawfully authorized to work in the designated country associated with the position will be considered.** Certifications Preferred:ARM (associate in risk management)CRM (Certified Risk Manager)CPCU (Chartered Property Casualty Underwriter)AIC (Associate in Claims)RIMS-CRMP (Risk Management Professional)Required Qualifications/Skills/Experience:7+ years of progressive risk management, insurance, claims, or casualty management experience.3+ years supporting manufacturing, industrial, distribution, or supply chain environments.

Commercial Insurance & Casualty Risk ManagerRequired Education: Bachelor's degree in risk management, Finance, Business Administration, Insurance, Occupational Safety, or related field. Preferred Education: Master's degree.Certifications Preferred:ARM (associate in risk management)CRM (Certified Risk Manager)CPCU (Chartered Property Casualty Underwriter)AIC (Associate in Claims)RIMS-CRMP (Risk Management Professional)Required Qualifications/Skills/Experience:7+ years of progressive risk management, insurance, claims, or casualty management experience.3+ years supporting manufacturing, industrial, distribution, or supply chain environments.Experience managing large deductible, self-insured, or captive insurance programs.Experience working directly with brokers and insurance carriers.Key ResponsibilitiesInsurance Program Management:Design, negotiate, and administer commercial insurance programs, including: General Liability, Product Liability, Umbrella/Excess Liability, Environmental Liability, Directors & Officers (D&O).Coordinate annual insurance renewals and underwriting submissions.Analyze insurance coverage and identify gaps or opportunities for cost reductions.Manage insurance certificates and compliance requirements for customers, vendors, and contractors.Develop insurance strategies aligned with organizational risk tolerance and business objectives.Casualty Claims Management:Oversee all casualty claims, including general liability and product liability claims.Partner with third-party administrators (TPAs), insurance carriers, defense counsel, and brokers to achieve favorable claim outcomes.Review claim reserves, settlement strategies, and litigation exposure.Monitor claim trends and identify corrective actions to reduce future losses.Ensure timely claim reporting and regulatory compliance.Risk Assessment & Mitigation:Conduct risk assessments of manufacturing plants, warehouses, distribution centers, and corporate facilities.Collaborate with EHS and Operations leadership to identify loss prevention opportunities.Support implementation of safety initiatives designed to reduce injury frequency and severity.Analyze operational risks associated with equipment, product quality, transportation, contractors, and supply chain activities.Develop risk mitigation recommendations based on data analytics and loss experience.Loss Prevention & Safety Partnership:Partner with EHS leadership to improve workplace safety performance.Track key risk indicators including: Total Recordable Incident Rate (TRIR), Lost Time Incident Rate (LTIR), OSHA metrics, Workers' Compensation costs, Liability claims frequency.Recommend engineering and administrative controls to reduce loss exposure.Participate in facility audits and corrective action planning.Financial & Analytical Responsibilities:Develop annual insurance budgets and forecast insurance-related expenses.Analyze total cost of risk (TCOR) metrics and loss trends.Monitor premium allocations, deductibles, self-insured retentions, and collateral requirements.Prepare reports for executive leadership regarding risk exposures and insurance program performance.Support actuarial studies and reserve evaluations.Vendor & Broker Management:Manage relationships with insurance brokers, carriers, TPAs, loss-control consultants, and legal counsel.Evaluate service provider performance and negotiate service agreements.Lead insurance marketing and renewal strategies to achieve optimal coverage and pricing.Regulatory & Compliance:Ensure compliance with federal, state, and local insurance regulations.Maintain documentation supporting insurance placements, claims, and risk management practices.Support audits, regulatory inquiries, and litigation matters.Monitor emerging risks and changing regulatory requirements affecting manufacturing operations.Job Overview:Position Summary: The Commercial Insurance & Casualty Risk Manager is responsible for developing, implementing, and managing the organization's commercial insurance and casualty risk programs across manufacturing operations. This role minimizes financial loss, ensures adequate insurance protection, manages claims, oversees broker and carrier relationships, and supports enterprise risk management initiatives. The position works closely with Environmental Health & Safety (EHS), Operations, Legal, Human Resources, and Finance teams to identify, assess, and mitigate risks affecting employees, facilities, products, and business operations.Knowledge, Skills & Abilities:Technical Knowledge: Casualty insurance principles, Liability claims management, Contract review and risk transfer, Insurance policy interpretation, Manufacturing operations and safety practices, OSHA regulations and industrial risk controls, Risk financing alternatives.Skills: Strong analytical and financial modeling skills, Claims investigation and settlement negotiation, Data analysis and trend identification, Strategic problem-solving, Budget management, Vendor and broker relationship management, Presentation and executive communication skills.Leadership Competencies: Influencing without authority, Cross-functional collaboration, Strategic thinking, Decision-making under pressure, Continuous improvement mindset, Strong business acumen.Key Performance Indicators (KPIs): Reduction in Total Cost of Risk (TCOR), Workers' Compensation claim frequency and severity, General liability claim closure rates, Insurance premium savings and cost containment, Loss ratio improvements, OSHA incident reduction, Successful insurance program renewals, Claim reserve accuracy, Audit and regulatory compliance metrics.**Only those lawfully authorized to work in the designated country associated with the position will be considered.** **Please note that all Position start dates and duration are estimates and may be reduced or lengthened based upon a client's business needs and requirements.**