Commercial Delivery Credit Analyst

Thank you for your interest in a career with Centra. A career at Centra Credit Union is more than a job; it is an opportunity to make a meaningful impact in our Members’ financial lives and our communities. Centra was established in 1940 and is headquartered in Columbus, Indiana. Centra is ranked among the largest credit unions in Indiana and among the most financially sound institutions in the United States. Centra serves Membership throughout central and southern Indiana as well as other areas like Jamestown, NY, and Whitakers, NC. Centra Team Members enjoy excellent benefits, an atmosphere that fosters family and work-life integration, a heritage of strong values, a high level of Team Member engagement in the achievement of results, and the opportunity for growth with the Centra Family. Credit Unions are Not for Profit, Not for Charity, But for Service. If these are the things that matter to you then please read on, we look forward to hearing from you. 

Centra Credit Union has an exciting opportunity for a Commercial Delivery Credit Analyst position in Columbus, Indiana. The Commercial Delivery Credit Analyst performs credit analysis and monitoring of the commercial loan portfolio while directly supporting the AVP Commercial Delivery. The Commercial Delivery Credit Analyst contributes to creating and issuing Credit Approval Memos. This position makes recommendations that strengthen credit relationships and exercise discretion and independent judgment in decision-making.

At Centra, we approach compensation with care and integrity, ensuring our pay practices reflect local markets while honoring our commitment to our Team Members. Compensation is just one part of our total rewards approach. Eligible positions also offer a comprehensive benefits package designed to support you and your family.

Spanish/English interpreters may be eligible for an interpreting differential.

Essential Functions: This position may be required to perform additional duties as requested. Reasonable accommodations may be made to enable individuals with disabilities to perform.

• Identifies and communicates to Commercial Loan Officers the financial, tax, and other documents required to complete accurate cash flow and financial credit analysis.  Assists in the interpretation of financial data obtained from borrowers and guarantors.

• Completes and documents audits of new credit and loan files.

• Establishes, monitors, tests, and reports the outcomes of covenant requirements and annual reviews.

• Assists the Department in small business loan requests, designing and building more efficient and higher quality operating processes.

EDUCATION & EXPERIENCE - (EQUIVALENT COMBINATION OF EDUCATION & EXPERIENCE WILL BE CONSIDERED): 

• Bachelor's Degree in Related Field

• A minimum of three years up to five years of similar or related experience, including preparatory
  experience

Centra is an Equal Opportunity Employer