Title: Commercial Banking Product Solutions Director
Office Status: Hybrid
Salary: $110, 000 $185, 000 base
Contract Length: Permanent
ABOUT THE ROLEA financial services organization is seeking a strategic commercial banking product leader to shape product strategy, drive growth, and manage products throughout their lifecycle. This role combines product development, pricing, profitability analysis, portfolio management, and cross-functional leadership to deliver competitive banking solutions and a seamless client experience. The ideal candidate has a strong understanding of commercial banking economics and can connect product strategy with broader business objectives.
RESPONSIBILITIES- Develop commercial banking product strategies, value propositions, and roadmaps aligned with business objectives.
- Own the lifecycle of commercial deposit, lending, payment, and related banking products, from business case development and launch through ongoing performance management.
- Analyze client needs, competitive trends, interest rates, technology developments, and regulatory changes to guide product priorities.
- Monitor portfolio performance, including growth, balances, utilization, retention, revenue, margins, and client experience.
- Partner with Finance and senior leadership on pricing strategies, forecasting, rate structures, and profitability analysis.
- Identify opportunities to deepen client relationships, increase product adoption, and support sustainable revenue growth.
- Lead cross-functional product launches and enhancements, coordinating implementation, communications, training, and post-launch evaluation.
- Collaborate with Technology, Digital Solutions, and Operations to improve product capabilities and deliver efficient client experiences.
- Evaluate fintech partnerships and third-party solutions, supporting due diligence, implementation, and ongoing performance oversight.
- Provide product expertise, training, and resources to client-facing teams, advisors, and internal stakeholders.
- Partner with Marketing, Sales, and field leadership on go-to-market strategies, campaigns, and product communications.
- Ensure products align with applicable regulations, internal policies, risk appetite, and governance requirements.
- Work with Risk, Compliance, Legal, Audit, and Operations on product governance, risk assessments, examinations, and remediation.
- Coordinate with other product leaders to support integrated banking and broader financial solutions.
- Present data-driven product strategies, performance updates, and recommendations to executive leadership.