Client Service Representative

Maquoketa State Bank

  • Maquoketa, IA
  • 12 days ago

    Highlights

    Cross-sells bank products by answering inquires; informing clients of new services and product promotions; ascertaining clients' needs; directing clients to a branch representative. Assist clients with routine-related requests such as: fund transfers, automatic funds transfers (AFTs), stop payments, inquiries about bank deposit products and service charges.

    Numbers & Facts

    LocationMaquoketa, IA

    Description

    To apply for this position, go to our website Ohnward Bancshares, Inc.

    www.ohnward.com

    • About Us

    • Careers

    • Apply Now

    POSITION SUMMARY

    This position is responsible for providing product and/or services information; resolving any emerging problems that our client accounts might face with accuracy and efficiency. This position obtains and relays client feedback. This position plays a fundamental role in achieving our client satisfaction and revenue growth objectives.

    KEY ORGANIZATIONAL RELATIONSHIPS

    • Reports to supervisor or Officer.
    • Works closely with clients and other departments.

    DUTIES AND RESPONSIBILITIES

    Essential Duties and Responsibilities

    To perform this job successfully an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    • Opening and closing of client deposit, safe box, debit card accounts.
    • Maintenance of account information and forms and any necessary reporting.
    • Manage a large volume of calls, answer inquiries, walk-ins.
    • Generates sales leads.
    • Make referrals to other bank services.
    • Cross-sells bank products by answering inquires; informing clients of new services and product promotions; ascertaining clients' needs; directing clients to a branch representative.
    • Build sustainable relationships and trust with client accounts through open and interactive communication.
    • Assist clients with routine-related requests such as: fund transfers, automatic funds transfers (AFTs), stop payments, inquiries about bank deposit products and service charges. Inquiries about ATM and debit card usage and limits. Inquiries about checking and savings accounts transactions, and available funds, check verification requests by third parties.
    • Reconciles bank statements by comparing statements with general ledger. Performs all necessary account, bank and other reconciliations.
    • Research, track and resolve accounting problems.
    • Issue checks for accounts payable and prepare payments for signature.
    • Record business transactions and key daily worksheets to the general ledger system.
    • Prepare a range of general clerical, accounting and bookkeeping support functions.
    • Record charges and refunds.
    • Maintain client confidence and protects bank operations by keeping information confidential.
    • Go the "extra mile" to build trust relationships, client loyalty and satisfaction.
    • Manage risk in every transaction and detect fraudulent transactions to prevent losses.
    • Resolve clients' issues and provide relevant information.
    • Performs other duties as assigned.

    SKILLS AND ABILITIES

    To perform this job successfully, an individual should demonstrate the following knowledge, skills, and abilities.

    • Provides exceptional customer service by responding to requests for service and assistance and identifying and resolving problems in a timely manner. Good people skills.
    • Demonstrates accuracy and thoroughness. Attention to details.
    • General math skills, basic PC knowledge and familiarity with electronic equipment, provide solutions based on client needs, financial skills and documentation skills.
    • Effective communication skills (speaking and listening), time management skills, and client satisfaction-oriented.

    EDUCATION AND EXPERIENCE

    • High School diploma or GED equivalent required. 1-2 years' experience preferred.

    BENEFITS:

    Stakeholder Bonus

    Health Insurance

    Dental Insurance

    Retirement Plan (401k) - 3% Safe Harbor Contribution+ Discretionary Contribution

    10 Observed Holidays

    PTO

    Group Term Life provided

    Short Term Disability- 100% provided by company

    Long Term Disability

    Maternity/Paternity Leave- 100% of pay

    Community Involvement

    Pay-It-Ohnward- Company Giving Program

    Grilling for Charity- Community Donations

    Thank God Its Monday (TGIM) Company Event

    To apply for this position, go to our website Ohnward Bancshares, Inc.

    www.ohnward.com

    • About Us

    • Careers

    • Apply Now

    Equal Opportunity Employer

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