Commercial Loan Officer Department: Commercial Sales Location: Phoenix, AZ
A well-established, family-owned community bank is seeking a motivated and experienced Commercial Loan Officer to join its growing team. This organization has been recognized as a top workplace and is known for its strong culture and commitment to employee development.
The ideal candidate will bring a strong background in business development, a solid foundation in accounting and economics, and a deep understanding of the local market. This role plays a key part in expanding the commercial lending portfolio and strengthening client relationships.
Key Responsibilities
Identify and develop new business opportunities through networking and relationship-building within the local market
Assess client financial needs and recommend appropriate lending solutions
Review and analyze title reports or surveys to identify potential risks
Structure and negotiate loan terms that are mutually beneficial
Ensure clients understand loan conditions and terms
Monitor delinquent accounts and determine appropriate action
Deliver high-level client service while creating value for both the client and the bank
Collaborate with internal teams to streamline the lending process
Stay informed on market trends, competitive landscape, and regulatory changes
Maintain an active pipeline of prospective clients and business opportunities
Qualifications
Bachelor’s degree in Finance, Accounting, Economics, or related field (or equivalent experience)
3+ years of commercial lending or related experience
Demonstrated success in business development and loan origination
Strong analytical skills with the ability to evaluate financial statements
Familiarity with the local market and economic environment
Excellent communication and relationship-building skills
About the Organization
This institution is a full-service community bank with a strong regional presence and a long-standing commitment to its customers and employees.
Benefits
Health, Dental, and Vision Insurance
401(k) with Employer Match
Paid Parental Leave
Life and Disability Insurance
Generous PTO and Paid Holidays
Ongoing training and professional development opportunities