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Chief Financial Officer

Phaxis

San Francisco, CA

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JOB DETAILS
SALARY
$350,000
SKILLS
Alliance/Partner Management, Banking Services, Budget Management, Capital Budgeting, Certified Public Accountant (CPA), Chartered Financial Analyst (CFA), Credit Risk, Customer Support/Service, Federal Deposit Insurance Corp (FDIC), Finance, Financial Compliance, Financial Control, Financial Modeling, Financial Planning, Financial Reporting, Foreign Exchange (FX), Head of Finance, Interest Rates, Liquidity, Literacy, Process Modeling, Regulations, Regulatory Submissions, Risk, Risk Management
LOCATION
San Francisco, CA
POSTED
27 days ago
An emerging-markets neobank providing USD-denominated banking services to customers in high-inflation, currency-volatile markets. We are building the institutional infrastructure —including pursuing a potential bank charter —and need a financially sophisticated executive to own the numbers, model the institution, and be a credible counterparty to regulators, banking partners, and our executive team.

This is an onsite position in San Francisco, CA with an appealing all cash salary and competitive benefits. This position will report to the Founders and relocation is offered, if needed. The Opportunity We are looking for a CFO who has lived inside a bank —not just a tech company with a finance function. You will own the financial model of an institution, sit on the Asset-Liability Committee, and be accountable for the financial integrity of a regulated entity in an emerging-markets payments business with complex risk characteristics. What You'll Do
  • Own the financial model, budget, and capital planning for a regulated financial institution
  • Serve as the institution's representative on ALCO (Asset-Liability Committee)
  • Manage and report on liquidity, credit, interest rate risk, and capital adequacy
  • Build and maintain relationships with banking partners, auditors, and regulators
  • Establish financial controls, reporting infrastructure, and compliance with banking financial standards
  • Partner with the CRO and President on risk appetite and capital allocation decisions
  • Support the bank charter application process with financial modeling and regulatory submissions
What We're Looking For
  • CPA or CFA designation strongly preferred
  • Meaningful banking finance experience —former bank CFO, VP of Finance at a bank, or equivalent
  • Hands-on experience with ALCO, interest rate risk, liquidity management, and credit risk in a banking context
  • Regulatory literacy —familiarity with OCC, Client, or FDIC financial reporting requirements
  • Fintech or neobank experience is a plus;banking experience is a requirement
  • Director level or above;Big Four or bulge bracket background welcome if paired with real banking exposure
Ideal Profile A finance executive who has sat across the table from bank regulators and knows what they want to see. You're not just a modeler —you understand the institutional obligations that come with holding customer deposits and operating in high-risk payment corridors.

About the Company

P

Phaxis

We stand for PERSEVERANCE, as we refuse to quit when the journey gets tough. Your gold is our mission, and we search day and night to find it.
COMPANY SIZE
50 to 99 employees
INDUSTRY
Staffing/Employment Agencies
FOUNDED
2002
WEBSITE
https://phaxis.com/

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