Highlights
HCLTech is a global technology company, home to more than 223,000 people across 60 countries, delivering industry-leading capabilities centered around digital, engineering, cloud and AI, powered by a broad portfolio of technology services and products. We work with clients across all major verticals, providing industry solutions for Financial Services, Manufacturing, Life Sciences and Healthcare, Technology and Services, Telecom and Media, Retail and CPG, and Public Services.
Numbers & Facts
| Location | Tampa, FL |
| Industry | Computer/IT Services |
| Company Size | 10,000 employees or more |
| Year Founded | 1991 |
| Website | https://www.hcltech.com/ |
Description
Job Description
Business Specialist
Others, Maharashtra
Job Summary
Experience
- 10+ years of relevant experience in Retail Banking with strong exposure to Mortgages and Lending.
Domain & Functional Expertise
- Deep understanding of end-to-end Loan/Mortgage lifecycle: Loan Origination, Credit Assessment, Disbursements, Securitization, Account Opening, Servicing, Collections.
- Strong knowledge of regulatory frameworks: KYC, AML, Basel III, KWG, GwG, SAG.
- Proven experience in banking process analysis, optimization, and re-engineering.
Requirements Engineering & Delivery
- Extensive experience in requirements elicitation, analysis, elaboration, documentation, and communication.
- Strong stakeholder management and hands-on collaboration with business users and IT teams.
- Hands-on experience in Agile/Scrum delivery models using Jira and Confluence.
Technology Affinity
- Strong affinity with IT and digital systems.
AI & Automation (Mandatory)
- Practical experience in applying AI/GenAI to simplify and automate mortgage and lending processes.
- Experience with AI-enabled document processing (OCR/NLP), credit analysis support, KYC/AML automation, and requirements documentation.
- Ability to identify and drive AI use cases that reduce manual effort, improve turnaround time, and enhance compliance in regulated environments.
Key Competencies
- Strong analytical and problem-solving skills.
- Ability to bridge business and IT effectively.
- Structured thinking, attention to detail, and innovation mindset.
Key Responsibilities
Experience
- 10+ years of relevant experience in Retail Banking with strong exposure to Mortgages and Lending.
Domain & Functional Expertise
- Deep understanding of end-to-end Loan/Mortgage lifecycle: Loan Origination, Credit Assessment, Disbursements, Securitization, Account Opening, Servicing, Collections.
- Strong knowledge of regulatory frameworks: KYC, AML, Basel III, KWG, GwG, SAG.
- Proven experience in banking process analysis, optimization, and re-engineering.
Requirements Engineering & Delivery
- Extensive experience in requirements elicitation, analysis, elaboration, documentation, and communication.
- Strong stakeholder management and hands-on collaboration with business users and IT teams.
- Hands-on experience in Agile/Scrum delivery models using Jira and Confluence.
Technology Affinity
- Strong affinity with IT and digital systems.
AI & Automation (Mandatory)
- Practical experience in applying AI/GenAI to simplify and automate mortgage and lending processes.
- Experience with AI-enabled document processing (OCR/NLP), credit analysis support, KYC/AML automation, and requirements documentation.
- Ability to identify and drive AI use cases that reduce manual effort, improve turnaround time, and enhance compliance in regulated environments.
Key Competencies
- Strong analytical and problem-solving skills.
- Ability to bridge business and IT effectively.
- Structured thinking, attention to detail, and innovation mindset.
Skill Requirements
Experience
- 10+ years of relevant experience in Retail Banking with strong exposure to Mortgages and Lending.
Domain & Functional Expertise
- Deep understanding of end-to-end Loan/Mortgage lifecycle: Loan Origination, Credit Assessment, Disbursements, Securitization, Account Opening, Servicing, Collections.
- Strong knowledge of regulatory frameworks: KYC, AML, Basel III, KWG, GwG, SAG.
- Proven experience in banking process analysis, optimization, and re-engineering.
Requirements Engineering & Delivery
- Extensive experience in requirements elicitation, analysis, elaboration, documentation, and communication.
- Strong stakeholder management and hands-on collaboration with business users and IT teams.
- Hands-on experience in Agile/Scrum delivery models using Jira and Confluence.
Technology Affinity
- Strong affinity with IT and digital systems.
AI & Automation (Mandatory)
- Practical experience in applying AI/GenAI to simplify and automate mortgage and lending processes.
- Experience with AI-enabled document processing (OCR/NLP), credit analysis support, KYC/AML automation, and requirements documentation.
- Ability to identify and drive AI use cases that reduce manual effort, improve turnaround time, and enhance compliance in regulated environments.
Key Competencies
- Strong analytical and problem-solving skills.
- Ability to bridge business and IT effectively.
- Structured thinking, attention to detail, and innovation mindset.
Other Requirements
Experience
- 10+ years of relevant experience in Retail Banking with strong exposure to Mortgages and Lending.
Domain & Functional Expertise
- Deep understanding of end-to-end Loan/Mortgage lifecycle: Loan Origination, Credit Assessment, Disbursements, Securitization, Account Opening, Servicing, Collections.
- Strong knowledge of regulatory frameworks: KYC, AML, Basel III, KWG, GwG, SAG.
- Proven experience in banking process analysis, optimization, and re-engineering.
Requirements Engineering & Delivery
- Extensive experience in requirements elicitation, analysis, elaboration, documentation, and communication.
- Strong stakeholder management and hands-on collaboration with business users and IT teams.
- Hands-on experience in Agile/Scrum delivery models using Jira and Confluence.
Technology Affinity
- Strong affinity with IT and digital systems.
AI & Automation (Mandatory)
- Practical experience in applying AI/GenAI to simplify and automate mortgage and lending processes.
- Experience with AI-enabled document processing (OCR/NLP), credit analysis support, KYC/AML automation, and requirements documentation.
- Ability to identify and drive AI use cases that reduce manual effort, improve turnaround time, and enhance compliance in regulated environments.
Key Competencies
- Strong analytical and problem-solving skills.
- Ability to bridge business and IT effectively.
- Structured thinking, attention to detail, and innovation mindset.
Apply now
Information at a Glance
Why HCLTech?
At HCLTech, youll supercharge your potential. Youll find your career. And youll find your spark. All at a place that knows that helping its customers stay on top starts by putting its people first.
HCLTech is a global technology company, home to more than 223,000 people across 60 countries, delivering industry-leading capabilities centered around digital, engineering, cloud and AI, powered by a broad portfolio of technology services and products. We work with clients across all major verticals, providing industry solutions for Financial Services, Manufacturing, Life Sciences and Healthcare, Technology and Services, Telecom and Media, Retail and CPG, and Public Services. Consolidated revenues as of 12 months ending June 2026 totaled $14.8 billion.
About Company
Employee Strength : 223,000 on March 31, 2025
Countries of Operation : 60 Countries
Consolidated Revenues: US $13.8B ,for 12 months ending March 2025
HCLTech is a global technology company, home to more than 223,000 people across 60 countries, delivering industry-leading capabilities centered around digital, engineering and cloud, powered by a broad portfolio of technology services and products. We work with clients across all major verticals, providing industry solutions for Financial Services, Manufacturing, Life Sciences and Healthcare, Technology and Services, Telecom and Media, Retail and CPG, and Public Services. Consolidated revenues as of 12 months ending March 2025 for $13.8 Billion. To learn how we can supercharge progress for you, visit hcltech.com.