Summary/Objective:
Develop new and manage existing businesses from consumer clients in Texas and the southern region; ensure overall operational efficiency and productivity of the regional office.
Essential Functions:
A.* Retail Banking
1.* Develop new consumer customers and process the account opening procedure
2.* Follow the bank's policy and procedure, including but not limited to Credit, Compliance, Operation
B.* Corporate Banking (CRE, C&I)
1.* Develop new corporate customers and process the account opening procedure
2.* Assist AO doing review and analysis of loan applications to ensure they are within lending guidelines.
3.* Review loan documents and perform the underwriting process
4.* Assist AO on all loan approval related work
5.* Complete the input and approval process through related systems
6.* Perform the credit monitoring and loan portfolio management, conduct the loan review process with assistance from AO.
7.* Follow the bank's policy and procedure, including but not limited to Credit, Compliance, Operations
Competencies:
In order to perform the job successfully, an individual should demonstrate the following competencies:
I.* Analytical- Strong mathematical and analytical skills
2.* Written Communication- Writes clearly and informatively
3.* Teamwork- Gives and welcomes feedback
4.* Good attention to detail
5.* Ability to perform services from a Bank office or branch to, among other things, access the Bank’s computer systems and engage in an interactive environment with co-workers.
Travel Requirements:
Moderate travel within region is required to visit prospective customers/clients.
Required Education and Experience:
Bachelor's degree in Business, Accounting or Finance. Three plus years of CRE underwriter or relationship management experience and knowledge of regional market
Additional Qualifications:
Eligible to work in the United States.